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2146 Stone Gate, Fredericksburg, TX, 78624

4beds
3baths
2,449sqft
$825,000
$337price/sqft
$5,517/moest. monthly cost
$220,680/yrincome needed

About This Home

Privately set at the end of a cul-de-sac in Stone Ridge, this well-appointed home features Viking and SubZero appliances, a flexible floor plan, and a spacious backyard designed for both everyday living and entertaining. This home offers a functional and inviting layout with an open feel, featuring a spacious living area, well-appointed kitchen, formal dining room, and a separate breakfast area. The L-shaped bar/countertop creates a natural separation between the kitchen and living room while providing additional seating for bar stools or high-top chairs. The kitchen is equipped with high-end appliances, including a Viking double oven with warming drawer, Viking 6-burner range, 42-inch SubZero refrigerator, built-in microwave, and ice maker-ideal for both everyday living and entertaining. The living room features a wood-burning fireplace with built-in cabinets and shelving on both sides, while the laundry room also includes custom built-ins for additional storage. The primary suite is spacious and comfortable, highlighted by a bay window with room for a sitting area, his-and-hers walk-in closets, and a large bathroom with double vanities, jetted tub, and separate walk-in shower. Two of the secondary bedrooms are located toward the back of the home and feature vaulted ceilings and built-in shelving in the closets. These rooms share a bathroom with a double vanity and tub/shower combination. A private guest suite at the front of the home includes a full bathroom and large bedroom, making it ideal for guests or flexible use as a home office. The backyard offers ample space for outdoor living, with a large patio perfect for entertaining and plenty of room for pets or play. A crushed granite area at the rear of the yard provides an additional space for seating or a firepit setup. A finished outbuilding with a mini-split system offers flexibility for use as a playhouse, hobby space, or additional storage. Additional features include a two-car garage, extra side parking, and a spacious attic for storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Stone,Wood Siding

Other

  • Builder name: Hills of Texas Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Dryer,Cooktop,Built-In Oven,Microwave,Gas Cooktop,Refrigerator,Disposal,Dishwasher,Water Softener Owned

Bedroom2

  • Area: 144

Bedroom3

  • Area: 144

Bedroom4

  • Area: 169

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Area: 196

Features

  • One Living Area,Separate Dining Room,Two Eating Areas,Breakfast Bar,Master Downstairs,Ceiling Fan(s),Chandelier
  • Window features: Window Coverings
  • Flooring: Painted/Stained
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Zoned,1 Unit,Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 2,449 sqft

Kitchen

  • Area: 180

Living Room

  • Area: 288

Master Bathroom

  • Features: Tub/Shower Separate,Double Vanity
  • Area: 180

Master Bedroom

  • Area: 224

Property

Details

  • Parcel number: 87000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Has spa: Yes
  • Spa features: Bath
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 0.31 Acres
  • Features: Curbs,Street Gutters

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$389$4,668
Property Taxes $689$8,268
Electricity $268$3,226
Total$5,517$66,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,154/yr
40% on housing$165,510/yr
45% on housing$147,120/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$364
Gillespie County$404

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$825,000
2021-01-14Sold--
2020-12-22Pending sale$110,500
2020-12-16Listed for sale$110,500
2019-09-26Sold--
2019-08-14Pending sale$525,000
2019-08-08Listed for sale$525,000

For Sale by Agent

AgentClayton Sears
BrokerageReal Estate Advisory Team, LLC

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