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477 Sage Ridge Rd, Fredericksburg, TX, 78624

3beds
4baths
3,536sqft
$1,393,000
$394price/sqft
$9,069/moest. monthly cost
$362,760/yrincome needed

About This Home

YouTube: https://www.youtube.com/watch?v=kw2N_SvvUyY Designed and built with meticulous attention to detail by architect Jon Pankratz as his private sanctuary and personal residence, this exceptional property blends architectural artistry with breathtaking natural beauty. A split open-concept floor plan captures panoramic Hill Country views and unforgettable sunsets from nearly every vantage point. The house features 3 bedrooms and 3.5 baths, highlighted by soaring ceilings, striking architectural angles, and rich pecan, hickory, and cork flooring. Expansive Marvin windows fill the home with natural light and frame the surrounding landscape. The private primary suite is a luxurious retreat, offering dual closets with custom adjustable shelving and rods, a convenient laundry closet, a freestanding LUX soaking tub, separate shower, and dual sinks set on a shared vanity. Positioned between the primary suite and the second bedroom, the central living area showcases open beams and a wood-burning fireplace with gas starter, creating a warm yet refined atmosphere. The thoughtfully designed kitchen is both functional and stylish, complete with a large island, concrete countertops, slate backsplash, skylight, five-burner gas cooktop, double ovens, and abundant cabinetry. Under the same roofline, private guest space provides additional flexibility with a Murphy bed and en suite bath—ideal for visitors or multi-generational living. Outdoor living is just as impressive, with multiple expansive decks featuring cable railings, a relaxing spa for enjoying star-filled skies, and ample space for entertaining. A detached RV garage with additional storage, mature landscaping plus a spacious patio with firepit, completes this one-of-a-kind Hill Country retreat. Ag exempt. Generator for possible interrupted electric service. This is more than a home—it's an architectural experience designed for inspired living. None of the improvements lie in the wet weather creek area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Metal
  • Construction materials: Stucco,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Hill Country Style
  • Property subType: Residential

Interior

Appliances

  • Laundry features: Washer-Dryer Connection

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Pantry,Walk-In Closet(s),Guest Quarters
  • Window features: Double Pane Windows
  • Fireplace features: Gas Starter,Masonry
  • Fireplace: Yes

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 3,536
  • Total interior livable area: 3,536 sqft

Property

Details

  • Parcel number: 91416
  • Zoning: None

Features

  • Levels: Multi/Split
  • Patio & porch: Deck/Patio
  • Waterfront features: Wet Weather Creek
  • Topography of land: Flood Plain
  • Living area range: 3000-3199

Lot

  • Lot size: 6.70 Acres
  • Features: Outside City(w/Acrg)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Drought
Hail
Lightning
Strong Wind
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,043$84,516
Home Insurance *$657$7,884
Property Taxes $981$11,772
Electricity $388$4,659
Total$9,069$108,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$310,937/yr
40% on housing$272,070/yr
45% on housing$241,840/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 78624$364
Gillespie County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 78624$280
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Listed for sale$1,416,000
2019-10-28Sold--
2019-09-12Pending sale$675,000
2019-08-13Listed for sale$675,000
2018-04-09Sold--

For Sale by Agent

AgentMimi Bartel & Adam Carroll
BrokerageFore Premier Properties

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