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700 Carter St, Sulphur Springs, TX, 75482

4beds
2baths
1,520sqft
$269,000
$177price/sqft
$2,008/moest. monthly cost
$80,320/yrincome needed

About This Home

DOES YOUR BUYER WANT NO PAYMENTS FOR 6 MONTHS. ASK ME. Beautiful single-story home featuring 4 bedrooms, 2 baths, and a 2-car garage, set on a desirable corner lot with full privacy fencing making backyard ideal for pets, play, or relaxing evenings outdoors enjoying cool nights. From the moment you walk in, you’re greeted by bright natural light, an easy-flow layout, and spaces designed for relaxing or entertaining. The kitchen offers plenty of storage and workspace, while the bedrooms provide peaceful retreats at the end of the day. The interior has been freshly painted, offering a bright and welcoming feel. Bedrooms include soft carpet, while the main living areas feature durable vinyl plank flooring for easy maintenance. A security system adds peace of mind. Located directly across from Pacific Park giving you easy access to green space, playgrounds, and walking areas. A great blend of comfort, location, and everyday functionality, and just half a mile from downtown Sulphur Springs, this home delivers comfort, convenience, and an unbeatable location. home comes with 1 year home WARRANTY. SIX MONTHS WITH NO MORTGAGE PAYMENTS.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Bowie Elementary SchoolGrades K-31.3 mi
5/10
4/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,In Kitchen

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Features

  • Pantry
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,520 sqft

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R000004084

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Privacy

Lot

  • Lot size: 6,534 sqft

Parking

  • Total spaces: 2
  • Parking features: Concrete,Covered,Door-Single,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Strong Wind
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$258$3,096
Property Taxes $152$1,824
Electricity $238$2,859
Total$2,008$24,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,845/yr
40% on housing$60,240/yr
45% on housing$53,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 75482$155
Hopkins County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 75482$159
Hopkins County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$264,000
2026-05-20Listed for sale$269,000
2024-06-04Sold--
2024-05-28Pending sale$249,000
2024-04-19Price change$249,000
2024-02-08Listed for sale$269,900

For Sale by Agent

AgentJill Browne
BrokerageBrowne-Hollar Realty

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