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347 County Road 4736, Cumby, TX, 75433

5beds
4baths
4,350sqft
$775,000
$178price/sqft
$5,374/moest. monthly cost
$214,960/yrincome needed

About This Home

Conveniently located within 10 minutes of EastTexas A&M Commerce you’ll discover serene rural living at 347 County Road 4736, Cumby, TX. This expansive custom built 5-bedroom, 3.5-bathroom home spans 4,350 square feet and sits on a vast 14.4-acre lot. Enjoy modern amenities like a granite-topped island kitchen, cozy fireplaces, and a luxurious primary ensuite. With solar panels, well water, and all-electric systems, off-the-grid possibilities abound. Be sure to ask about the safe room before you visit! Sellers are be open to idea of subdividing and selling the home with less acreage. Home must be purchased with the land, no land only sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Cumby Elementary SchoolGrades PK-56.0 mi
6/10
Cumby High SchoolGrades 6-126.1 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 13 x 14

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 16 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,In-Law Floorplan,Multiple Master Suites,Open Floorplan,Natural Woodwork,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Bedroom,Dining Room,Electric,Great Room,Wood Burning
  • Fireplace: Yes

Great Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 0 x 0

Gym

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Wall Unit(s),Zoned

Interior Area

  • Total interior livable area: 4,350 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 21 x 15

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bathroom

  • Features: Built-in Features,Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Jetted Tub,Linen Closet,Sitting Area in Primary,Separate Shower
  • Level: Second
  • Dimensions: 12 x 17

Master Bedroom

  • Features: Dual Sinks,Double Vanity,En Suite Bathroom,Fireplace,Garden Tub/Roman Tub,Jetted Tub,Linen Closet,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 22 x 15

Master Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 10 x 20

Media Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 20 x 22

Other

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 5 x 10

Utility Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 10 x 8

Property

Details

  • Parcel number: R000027690

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Garden,Lighting,Playground,Private Yard
  • Fencing: Back Yard,Chain Link,Fenced
  • Residential vegetation: Cleared,Grassed
  • Horses can be raised: Yes

Lot

  • Lot size: 14.40 Acres
  • Features: Acreage,Back Yard,Cleared,Corner Lot,Lawn,Level,Native Plants,Pasture,Pond on Lot,Sprinkler System,Few Trees

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Circular Driveway,Door-Single,Enclosed,Garage Faces Front,Garage,Golf Cart Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$540$6,480
Property Taxes $439$5,268
Electricity $477$5,731
Total$5,374$64,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,251/yr
40% on housing$161,220/yr
45% on housing$143,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 75433$145
Hopkins County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 75433$163
Hopkins County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-24Listed for sale$775,000
2025-07-14Listing removed$825,000
2025-06-02Price change$825,000
2025-05-01Price change$850,000
2025-01-30Price change$893,000
2024-11-14Listed for sale$900,000

For Sale by Agent

AgentAdam Bettevy
BrokerageCompass RE Texas, LLC.

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