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492 Lcr 431, Mexia, TX, 76667

4beds
2baths
1,696sqft
$169,900
$100price/sqft
$1,385/moest. monthly cost
$55,400/yrincome needed

About This Home

Escape to the Country - Farmhouse on a Quiet Country Road. Enjoy the evening breeze on your covered front porch shaded by large producing pecan trees. Step inside to a large living and dining area with plenty of room to enjoy family time. Retire for the night in 4 bedrooms with closets. The 4th bedroom or flex room is a converted back porch with exterior door to a covered carport or patio area. This room also has an ensuite full bathroom and the utility area for washer and dryer. The front bedroom has 2 closets. There is a kitchen in the center of the house with a double oven, microwave with vent, dishwasher, large farmhouse sink, refrigerator, original wood cabinets, and renovated granite countertops and tile backsplash. Outside there is plenty of privacy with 1.6 acres, a small pond in the back corner of the property, 2 chicken coups, fenced garden area, 2 car garage, and storage building. There is even a pad and electric hookup in place for an RV or tiny home. With a separate electric meter and sewage hookup this space could be rented for extra income. The septic system, plumbing, electrical and the HVAC are new.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
3/10
Mexia J High SchoolGrades 6-86.7 mi
3/10
Mexia High SchoolGrades 9-126.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Cooktop,Electric Oven,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 15 x 12

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 8 x 13

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 15 x 12

Features

  • Pantry
  • Flooring: Carpet,Laminate,Linoleum

Interior Area

  • Total interior livable area: 1,696 sqft

Kitchen

  • Level: First
  • Dimensions: 15 x 12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 16 x 15

Master Bedroom

  • Level: First
  • Dimensions: 15 x 12

Property

Details

  • Parcel number: R21544

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: RV Hookup

Lot

  • Lot size: 1.67 Acres
  • Features: Acreage

Parking

  • Total spaces: 3
  • Parking features: Attached Carport,Additional Parking,Covered,Driveway,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$65$780
Property Taxes $223$2,676
Electricity $238$2,859
Total$1,385$16,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,485/yr
40% on housing$41,550/yr
45% on housing$36,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 76667$123
Limestone County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76667
Limestone County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$179,900
2026-03-08Price change$189,900
2025-12-10Price change$194,900
2025-10-22Listed for sale$199,900
2022-08-09Sold--
2022-06-24Pending sale$110,000
2022-05-05Listed for sale$110,000

For Sale by Agent

AgentDawn James
BrokerageColdwell Banker Realty

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