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280 Lcr 737, Thornton, TX, 76687

2beds
2baths
2,417sqft
$495,000
$205price/sqft
$3,270/moest. monthly cost
$130,800/yrincome needed

About This Home

Life is better at the lake--and this property proves it! Welcome to your private retreat on Lake Limestone! This rare waterfront property offers 2.192 acres with 310 feet of shoreline, fully fenced with a gated entry and a paved driveway. The outdoor amenities set this property apart. A 45x40 boathouse with three slips and a private boat ramp provide direct access to the lake, an increasingly rare feature, as private ramps are no longer permitted to be built on Lake Limestone. The property also includes a fishing pier complete with a slide into the water and a sink for cleaning your catch, as well as a stainless steel fish feeder and a dedicated cleaning station. A set up every angler dreams of! The lakeside cabin makes lake life easy with its own kitchen and cozy bunk beds, giving guests or family their own private space to stay and play. Just outside, the massive 65x40 awning transforms into the heart of the property- a shaded retreat made for cookouts and evenings spent watching the sun set across the water. The above-ground pool offers another way to cool off on warm Texas afternoons. The 1,900 square foot home features two bedrooms, two bathrooms, a spacious sunroom overlooking the lake, and a cozy wood-burning fireplace that makes it the ideal spot for year round living or a weekend getaway. Additional features include a 60x30 metal shop with electricity, multiple storage buildings, two wells supplying water to the property, two covered carport spaces, and an outhouse! Whether you’re looking for a permanent residence, a weekend escape, this property is built for enjoying lake life to the fullest. With features that can no longer be replicated, like the private ramp and expansive boathouse. This is a rare opportunity to own a one-of-a-kind waterfront property on Lake Limestone.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
4/10
Groesbeck Middle SchoolGrades 7-816.3 mi
5/10
Groesbeck High SchoolGrades 9-1216.7 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 2,417 sqft

Master Bedroom

  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: R3150
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,Pool
  • Patio & porch: Covered,Deck
  • Exterior features: Boat Slip,Deck,Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front

Lot

  • Lot size: 2.11 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Drought
Hail
Hurricane
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$186$2,232
Property Taxes $317$3,804
Electricity $265$3,184
Total$3,270$39,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,114/yr
40% on housing$98,100/yr
45% on housing$87,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 76687$205
Limestone County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 76687
Limestone County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-31Price change$550,000
2025-10-14Price change$579,000
2025-09-03Listed for sale$599,000

For Sale by Agent

AgentKodi Elwood
BrokerageGreater Waco Realty, LLC

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