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4521 River Oaks Drive, Kingsland, TX, 78639

3beds
3baths
3,162sqft
$429,000
$136price/sqft
$3,128/moest. monthly cost
$125,120/yrincome needed

About This Home

1.89 Acres property boast views of Lake LBJ & Packsaddle Mountain up close, cue the sunsets now! As you enter into the fully fenced property with two gates, your eyes can't help but be drawn to the gorgeous white rock 2 story house. You can enjoy the amazing views from the upstairs balcony that connects into the open-concept living/dining area & kitchen. The kitchen has stainless steel appliances and quartz countertops. With 3 bedrooms and 2 baths upstairs, this this house has enough room for everyone to have their own space. Downstairs to the enormous open floor room for activities of all kinds, with garage doors and double insulated with large barn doors that lock from inside on both ends that open to bring the outdoors into the indoors. 2 Mini Splits for heating and cooling, laundry room, closet, and full bath. As you enter the outside covered patio, you realize that the Hill Country Outdoors is what seals the deal with this property. The large covered patio has outdoor sink, enough covered space to have all the patio furniture for lounge and entertaining. stone fire pit, barn, large greenhouse with raised beds, RV sized carport, and barn that has two rooms (bedrooms for guests) on each end and storage in the middle! This property makes the perfect house to entertain all your friends and family... especially with Summer just right around the corner! All furniture included In sale. and top patio has gate installed to add an elevator lift.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-812.8 mi
6/10
Llano High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Steel Frame,Masonite,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Solid Surface Counters
  • Flooring: Laminate,Stained Concrete

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,162
  • Total interior livable area: 3,162 sqft

Property

Details

  • Parcel number: 012033

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Balcony,Open Concrete Areas,Stonework
  • Fencing: Wood,Fenced
  • Has view: Yes
  • View description: Hill Country,Lake,Panoramic
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: No

Lot

  • Lot size: 1.89 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Carport,Front Entry,RV Storage
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$256$3,072
Property Taxes $356$4,272
Electricity $347$4,166
Total$3,128$37,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,245/yr
40% on housing$93,840/yr
45% on housing$83,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 78639$404
Llano County$415

vs Homes Sold Last Month

Median $/sqft

ZIP 78639
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$474,000
2026-03-17Listed for sale$499,000
2026-03-14Listing removed$545,000
2026-02-05Listed for sale$545,000
2026-01-12Listing removed$549,000
2025-10-31Price change$549,000
2025-09-25Price change$575,000
2025-07-15Price change$599,000
2025-06-12Listed for sale$627,500
2025-06-11Listing removed$627,500
2025-06-05Price change$627,500
2025-04-15Price change$630,000
2025-04-01Price change$645,000
2025-03-18Listed for sale$650,000
2024-08-03Listing removed$675,000
2024-07-29Price change$675,000
2024-06-15Listed for sale$699,000
2024-06-04Contingent$699,000
2024-05-08Listed for sale$699,000

For Sale by Agent

AgentTammy J Burnes-Manning
BrokerageThe Mannings Realty Group- eXp

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