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103 Island Dr #8, Horseshoe Bay, TX, 78657

3beds
3baths
2,170sqft
$1,350,000
$622price/sqft
$9,622/moest. monthly cost
$384,880/yrincome needed

About This Home

Wonderful waterfront condo at Portofino within Horseshoe Bay community. Two bedroom, 2.5 bath, 3 living areas. Two of the living areas are and can also be used as bedrooms. Large balcony overlooking Lake LBJ with dual boat slips with lifts. Shared use of swimming dock and courtyard. Covered parking garage under complex. Walking distance to Horseshoe Bay Resort amenities

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-822.8 mi
6/10
Llano High SchoolGrades 9-1223.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame,Stone,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Disposal,Oven,Refrigerator,Some Electric Appliances,Cooktop,Microwave,Range
  • Laundry features: Lower Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Multiple Living Areas,Murphy Bed,Partially Furnished,Vanity,Walk-In Closet(s),Breakfast Area,Granite Counters,Kitchen/Family Room Combo,Pantry
  • Flooring: Carpet,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Multiple Heating Units
  • Cooling features: 3+ Units

Interior Area

  • Total interior livable area: 2,170 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 14659

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Boat Ramp/Lift Access,Water Access
  • Waterbody name: Lake LBJ

Lot

  • Lot size: 1,415 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Other,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$1,107$13,284
Property Taxes $1,451$17,412
Electricity $238$2,859
Total$9,622$115,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$329,897/yr
40% on housing$288,660/yr
45% on housing$256,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$622This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$480
Llano County$410

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$1,425,000
2025-08-31Listing removed$1,500,000
2025-05-07Listed for sale$1,500,000
2019-05-07Sold--

For Sale by Agent

AgentShane Lloyd
BrokerageInvestex Real Estate LLC

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