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903 FLAG CREEK DR., Llano, TX, 78643

4beds
2baths
1,596sqft
$450,000
$282price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

GREAT SPACIOUS LIVING HERE. REMODLED TO A PERFECT 4/2 HOME PLUS OFFICE/STORAGE. THIS PLACE IS LOVELY!!!!GREAT SPACIOUS KITCHEN W/LOTS OF CABINETS, UNDER COUNTER LIGHTING, & ALL NEW APPLIANCES, INCLUDING A LARGE NEW REFREGERATOR. . ALL ELECTRIC HOME, ALL NEW INSULATED WINDOWS, INTERIOR & EXTERIOR INSULATION WAS ADDED. NICE BATHROOMS, ALL NEW PLUMBING, NEW BATHTUB AND SHOWER, LOTS OF STORAGE HERE NEW PLUGS FOR EXTRA FREEZER & REFREDERITOR IN THE OFFICE/STORAGE ROOM. PLANED WELL HERE, COME AND SEE THIS GREAT PLACE.PLUS HAS GOOD NEIGHORHS HERE!! AGE OF HOME IS AN ESTIMATE OF 1970. LOTS OF REMODLE AND CHANGE, LOOKS LIKE A NEW ONE, VERY NICE. NEW METAL ROOF. START THE NEW YEAR RIGHT - NICE SPACIOUS REMODELED HOME!!!! COMING SOON, WILL BE A NEW, "FIRST CLASS" BEAUTIFUL PRIVACY FENCE ADDED TO THIS PROPERTY! DONT MISS OUT ON THIS ONE!!!!!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Llano Elementary SchoolGrades PK-51.1 mi
6/10
Llano Junior High SchoolGrades 6-81.4 mi
6/10
Llano High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Pier & Beam
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer Hookup,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Pantry,Recessed Lighting

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Property

Details

  • Parcel number: 018950

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 73.09 x 137.5 see survey

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Tornado
Winter Weather
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$251$3,012
Property Taxes $411$4,932
Electricity $238$2,859
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 78643$355
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78643
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-03Listed for sale$450,000
2025-04-22Sold--
2025-02-27Listed for sale$175,000
2024-07-16Listing removed$215,000
2024-06-14Listed for sale$215,000

For Sale by Agent

AgentJudy Y Schuessler
BrokerageVirdell Real Estate, LLC

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