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616 Sandy Harbor Dr Drive, Horseshoe Bay, TX, 78657

1beds
1baths
1,313sqft
$695,000
$529price/sqft
$4,914/moest. monthly cost
$196,560/yrincome needed

About This Home

Escape to your own piece of paradise with this delightful 1-bedroom, 1-bathroom cabin nestled on nearly an acre of pristine lakefront property on Lake LBJ. Built in 1979, this cozy retreat exudes rustic charm and modern comfort, perfect for weekend getaways or year-round living. Cove Water Frontage: Enjoy serene views and direct access to the sparkling waters of Lake LBJ from your own private dock, ideal for fishing, swimming, or simply relaxing in the sun. With almost an acre of land, there's ample space for outdoor activities, gatherings, or just unwinding surrounded by nature. The cabin boasts a warm and inviting atmosphere, featuring large windows that let in natural light and offer stunning views of the lake. Situated in the picturesque community of Sandy Harbor, this property is just minutes away from top-notch dining, shopping, and entertainment options. Proximity to major population centers makes commuting a breeze. You're a short drive from Marble Falls and only about an hour from Austin, putting urban conveniences within easy reach. Enjoy nearby attractions including golf courses, hiking trails, and wineries, making this cabin a perfect base for exploring the beautiful Texas Hill Country. Don’t miss this rare opportunity to own a charming lake cabin in a prime location. Whether you seek adventure or tranquility, 616 Sandy Harbor offers the perfect blend of both.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-819.1 mi
6/10
Llano High SchoolGrades 9-1219.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,313
  • Total interior livable area: 1,313 sqft

Property

Details

  • Parcel number: 026163

Features

  • Levels: One
  • Stories: 1
  • Fencing: Partial
  • On waterfront: Yes
  • Waterfront features: Cove,Lake LBJ
  • Frontage length: 72

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: rely upon survey

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$570$6,840
Property Taxes $592$7,104
Electricity $238$2,859
Total$4,914$58,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,480/yr
40% on housing$147,420/yr
45% on housing$131,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$529This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$486
Llano County$413

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-08-21Price change$695,000
2025-08-19Listed for sale$795,000
2025-08-01Listing removed$750,000
2025-04-17Price change$750,000
2025-01-30Price change$795,000
2024-09-18Listed for sale$825,000

For Sale by Agent

AgentDennis Herbst
BrokerageHerbst Real Estate Services

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