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115 Field Stone Drive, Llano, TX, 78643

2beds
2baths
1,584sqft
$369,000
$233price/sqft
$2,327/moest. monthly cost
$93,080/yrincome needed

About This Home

This contemporary 2 bedroom/2 bath home sits on 3-1/4 acres just about 15 minutes west of Llano. The home is spacious with an open concept kitchen and living area with vaulted ceilings. The bedrooms are well-sized and have plenty of storage space, including a walk-in closet and en-suite bathroom in the primary. A large covered back porch allows you to gaze over your property and there are facilities for all sorts of creatures, including chickens and horses. Close by the house is a well-maintained above ground pool. The property features many large oak trees and is enclosed with good net-wire fencing. The beautiful Llano river is just a 5 minute drive away, while the charming Castell General Store is a short 10 minutes away. The area is quiet with dark night skies and is located in the middle of one of the nicest parts of the Hill Country.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
Llano Elementary SchoolGrades PK-59.6 mi
6/10
Llano Junior High SchoolGrades 6-89.5 mi
6/10
Llano High SchoolGrades 9-129.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Washer Hookup,Electric Water Heater,Cooktop,Wall Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hard Tile,Stained Concrete,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 026178

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered
  • Fencing: Goat Fence
  • Waterfront features: No

Lot

  • Lot size: 3.28 Acres
  • Lot size dimensions: 400 x 450

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Winter Weather
Cold Wave
Drought
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$206$2,472
Property Taxes $18$216
Electricity $238$2,859
Total$2,327$27,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,782/yr
40% on housing$69,810/yr
45% on housing$62,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 78643$357
Llano County$415

vs Homes Sold Last Month

Median $/sqft

ZIP 78643
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-31Price change$375,000
2025-12-11Listed for sale$385,000

For Sale by Agent

AgentRichard Houston
BrokerageLandmasters Real Estate

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