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100 Bay Point Drive, Horseshoe Bay, TX, 78657

2beds
2baths
1,243sqft
$400,000
$322price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

Move-In Ready Townhome in the Heart of Horseshoe Bay This beautifully updated two-bedroom, two-bath townhome is ideally located within walking distance to The Resort Hotel, Yacht Club, and Lake LBJ—perfect as a full-time residence or a weekend retreat. The open-concept floor plan features expansive windows that flood the home with natural light, a split-bedroom layout for added privacy, and updated baths with walk-in tiled showers. A private fenced patio creates an inviting outdoor living space, complemented by a mechanized awning (installed in 2018) for shade and comfort. Additional highlights include a one-car garage. This unit is being unfurnished but furniture can be purchased on a separate bill of sale. Bay Point Townhomes HOA provides water, sewer, trash, exterior liability, and exterior maintenance (excluding the roof, which is the homeowner’s responsibility). Long-term rentals are permitted with a minimum six-month term, offering flexibility for investment potential. Enjoy low-maintenance living in a prime Horseshoe Bay location—schedule your showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
6/10
Llano Junior High SchoolGrades 6-823.0 mi
6/10
Llano High SchoolGrades 9-1223.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Washer Hookup,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Recessed Lighting,Solid Surface Counters,Split Bedroom,No Steps to Entry
  • Flooring: Laminate

Interior Area

  • Total structure area: 1,243
  • Total interior livable area: 1,243 sqft

Property

Details

  • Parcel number: 035481

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Open Concrete Areas
  • Fencing: Fenced
  • Waterfront features: No

Lot

  • Lot size: 1,742 sqft
  • Features: Landscaped
  • Lot size dimensions: 35 x 70

Parking

  • Total spaces: 1
  • Parking features: 1 Car Attached Garage,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$328$3,936
Property Taxes $448$5,376
Electricity $238$2,859
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$489
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-18Listed for sale$400,000

For Sale by Agent

AgentPatricia Gillean
BrokerageHorseshoe Bay ONE Realty

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