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104 Desert Rose, Horseshoe Bay, TX, 78657

4beds
3baths
2,212sqft
$599,000
$271price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

Welcome to this beautifully designed, priced-to-sell one-story home offering the perfect blend of comfort, style, and location in the highlysought-after Horseshoe Bay golf course and lake community. Featuring 4 spacious bedrooms and a 3-car garage, this home showcasesa bright, open floor plan filled with natural light from walls of windows that create an inviting and airy atmosphere throughout. The heartof the home is a stunning light-filled kitchen complete with stainless steel appliances, a large waterfall island with quartz countertops, andplenty of space for entertaining. Enjoy both a formal dining room for special occasions and a cozy breakfast area for everyday living.The private primary suite offers a relaxing retreat with a double vanity, walk-in shower, and walk-in closet. Located in a premier golfcourse and lake community, this home delivers exceptional value, lifestyle, and convenience—perfect for those seeking both tranquilityand recreation. Don’t miss this incredible opportunity!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
6/10
Llano Junior High SchoolGrades 6-820.9 mi
6/10
Llano High SchoolGrades 9-1221.1 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,212
  • Total interior livable area: 2,212 sqft

Property

Details

  • Parcel number: 035907

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: No

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 80 x 25

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Attached Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$491$5,892
Property Taxes $643$7,716
Electricity $242$2,914
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$487
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$599,000
2026-06-01Listing removed$599,000
2026-03-19Listed for sale$599,000
2024-04-20Listing removed--
2024-02-01Listed for sale$650,000
2024-01-29Listing removed--
2023-10-04Listed for sale$650,000

For Sale by Agent

AgentErin Hentschel
BrokerageCompass RE Texas, LLC

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