See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

104 Enclave Circle, Horseshoe Bay, TX, 78657

3beds
3baths
1,812sqft
$480,000
$265price/sqft
$3,574/moest. monthly cost
$142,960/yrincome needed

About This Home

Resort-style living in The Enclave at Horseshoe Bay! This gated, Hill Country Tuscan-inspired community features beautifully landscaped grounds, a clubhouse with fireplace, pool, covered decks, pavilion, and outdoor grill—ideal for relaxing or entertaining. Perfectly positioned across from the clubhouse and pool, this two-story townhome offers 3 bedrooms, 3 baths, and a large bonus room for additional living, office, or media space. Interior highlights include engineered wood flooring, new light fixtures, fresh interior paint, and a covered back patio overlooking open green space, wildlife, and a nearby pond. Just minutes from Horseshoe Bay Resort and under an hour to Austin, this home offers low-maintenance luxury living. HOA includes insurance, yard and landscape care, and community amenities.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
6/10
Llano Junior High SchoolGrades 6-821.7 mi
6/10
Llano High SchoolGrades 9-1221.9 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood Siding,Stone,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Disposal,Microwave,Electric Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Crown Molding,Recessed Lighting,Split Bedroom
  • Flooring: Carpet,Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,812
  • Total interior livable area: 1,812 sqft

Property

Details

  • Parcel number: 065075

Features

  • Stories: 2
  • Pool features: Community,In Ground
  • Patio & porch: Covered
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 2,884 sqft
  • Features: Landscaped
  • Lot size dimensions: 00

Parking

  • Total spaces: 1
  • Parking features: Electric Gate,1 Car Attached Garage,Front Entry
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$393$4,716
Property Taxes $516$6,192
Electricity $238$2,859
Total$3,574$42,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,537/yr
40% on housing$107,220/yr
45% on housing$95,306/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$488
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$480,000
2026-05-23Price change$495,000
2026-02-20Listed for sale$515,000
2024-08-05Sold--
2024-07-22Contingent$565,000
2024-07-03Listed for sale$565,000
2016-08-04Sold--
2015-05-04Sold--
2010-09-10Sold--

For Sale by Agent

AgentDale Brown
BrokerageDale Brown Properties, LLC

Similar Homes