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2807 Fault Line Dr, Horseshoe Bay, TX, 78657

4beds
4baths
3,966sqft
$3,495,000
$881price/sqft
$22,368/moest. monthly cost
$894,720/yrincome needed

About This Home

Welcome to 2807 Fault Line in the coveted waterfront enclave of Horseshoe Bay—a striking contemporary retreat set along the shimmering shores of Lake LBJ. Designed with both luxury and versatility in mind, this exceptional four-bedroom, four-bath residence offers a rare dual-living concept, with each level functioning as its own private haven—complete with a spacious living area and two beautifully appointed bedrooms. The main level showcases an elegant primary suite alongside a guest retreat, while the lower level mirrors this thoughtful layout, creating an ideal setting for hosting, multigenerational living, or effortless privacy for guests. Outdoors, the lifestyle is nothing short of extraordinary. Two concrete boat slips, dual jet ski ramps, and the inclusion of both ski and fishing boats—as well as jet skis—deliver a true turnkey lakefront experience. Entertain with ease from expansive upper and lower patios, a fully equipped outdoor kitchen, and a private wellness escape featuring a sauna and cold plunge. Inside, the open-concept design is anchored by a chef’s kitchen with a six-burner gas range, generous prep space, and an oversized pantry, while a sophisticated wet bar with wine refrigeration and ice maker seamlessly serves the main living and dining areas. Offered furnished if desired and enhanced by the rare luxury of a PRIVATE ELEVATOR—an exceptional amenity in the area—this residence represents the pinnacle of refined lakefront living. Spray foam insulation

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-820.8 mi
6/10
Llano High SchoolGrades 9-1221.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Gas Range,Refrigerator,Built-In Refrigerator,Washer Hookup,Wall Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Carpet,Hard Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: One,Masonry
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,966
  • Total interior livable area: 3,966 sqft

Property

Details

  • Parcel number: 065404

Features

  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Balcony
  • Fencing: Wrought Iron
  • On waterfront: Yes
  • Waterfront features: Channel,Lake LBJ
  • Frontage length: 54

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: varies

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$2,867$34,404
Property Taxes $1,394$16,728
Electricity $435$5,225
Total$22,368$268,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$766,902/yr
40% on housing$671,040/yr
45% on housing$596,480/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$881This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$474
Llano County$408

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$3,595,000
2020-12-17Sold--
2020-11-09Pending sale$1,795,000
2020-09-16Listed for sale$1,795,000

For Sale by Agent

AgentLeslea M Roberts - Hasbany
BrokerageHSB Real Estate, LLC

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