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381 County Road 3637, Jefferson, TX, 75657

--beds
1baths
720sqft
$149,500
$208price/sqft
$1,235/moest. monthly cost
$49,400/yrincome needed

About This Home

Opportunity Knocks at Caddo Lake Estates! This prime lot is fully secured with high fencing, a gated entrance, and a concrete drive leading to a well-maintained shop with custom siding. A spacious covered front porch welcomes you, while additional covered porches to the left provide the perfect setup for an outdoor kitchen or grilling area. The property also includes a carport already equipped for RV or boat storage. Inside the shop, you’ll find a bathroom and plenty of flexible space—ideal for storage, a weekend retreat, or even a conversion into a modern barndominium. Just one road over from Caddo Lake and convenient to a public boat ramp, this property is a rare find for those seeking an affordable project, convenient camping, or extra space to suit their needs. Adding to its unique charm, the property sits just down the hill from the historic Harriet Potters Monument—a piece of Jefferson’s rich heritage. Don’t miss this versatile opportunity!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Jefferson Primary SchoolGrades PK-K0.8 mi
2/10
5/10
Jefferson High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium,Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Open Floorplan

Interior Area

  • Total interior livable area: 720 sqft

Living Room

  • Level: First
  • Dimensions: 24 x 30

Property

Details

  • Parcel number: 16896
  • Exclusions: Personal items to include tools

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting
  • Fencing: Chain Link,Fenced,Gate,High Fence

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 1
  • Parking features: Concrete,Driveway,RV Access/Parking,Secured
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Drought
Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $755$9,060
Home Insurance *$130$1,560
Property Taxes $112$1,344
Electricity $238$2,859
Total$1,235$14,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,342/yr
40% on housing$37,050/yr
45% on housing$32,933/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -16.5%
-16.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 75657$136
Marion County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 75657
Marion County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$149,500

For Sale by Agent

AgentKaren McEntire
BrokerageMayben Realty, LLC

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