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407 Baylor St, Nocona, TX, 76255

2beds
2baths
1,006sqft
$190,000
$189price/sqft
$1,544/moest. monthly cost
$61,760/yrincome needed

About This Home

Nostalgic style two bedroom two bath remodeled cottage home in the centerfold of downtown Nocona. Access to downtown from any direction. Private main bedroom with ensuite bath with walk in shower & stylish vanity. Main bedroom offers size for your choice of bedroom furnishings. Second bedroom has accommodable space & easy to organize closet. Full hall bath for guest. Living is open with loads of natural light. Petite area for a dining table & totally ties the living & kitchen together. The kitchen is oversize with expansive island & space saver inserted stove. Oodles of cabinets for placing all your needed items. Smart design utility with recent washer & dryer. Appliances can pass with the sale with an acceptable offer to seller. Pantry & additional storage inside the island that is sure to cover all your extras. Covered back porch with lots of privacy & room for entertaining. The front porch is a true take you back to yesteryears design with the little white picket fence & all. Concrete drive, carport, workshop & additional storage unit in backyard. Shingles replaced in 6-2026. Drive by & take a look at this little cutie pie.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Nocona Elementary SchoolGrades PK-50.5 mi
6/10
Nocona Middle SchoolGrades 6-80.4 mi
5/10
Nocona High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV
  • Window features: Shutters,Window Coverings
  • Flooring: Carpet,Hardwood,Luxury Vinyl Plank,Tile

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,006 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 1 x 1

Other

  • Level: First
  • Dimensions: 1 x 1

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: R000003398
  • Attached to another structure: Yes
  • Exclusions: Dining table-bench-& chairs. Seller to provide list

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Covered,Deck
  • Exterior features: Deck,Rain Gutters,Storage
  • Fencing: Back Yard,Chain Link,Fenced,Gate,Perimeter

Lot

  • Lot size: 0.62 Acres
  • Features: Acreage,Back Yard,Interior Lot,Irregular Lot,Lawn,Landscaped,Level,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Concrete,Covered,Carport,Detached Carport,Driveway,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$240$2,880
Property Taxes $106$1,272
Electricity $238$2,859
Total$1,544$18,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,937/yr
40% on housing$46,320/yr
45% on housing$41,173/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 76255$147
Montague County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 76255
Montague County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$190,000
2026-07-15Listed for sale$190,000
2017-06-02Sold--

For Sale by Agent

AgentConnie O'Neal
BrokerageStar Properties

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