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125 Oyster Bay, Graford, TX, 76449

5beds
4baths
2,817sqft
$1,350,000
$479price/sqft
$9,523/moest. monthly cost
$380,920/yrincome needed

About This Home

Brand-new luxury construction in the prestigious Cliffs Resort at Possum Kingdom Lake, projected for completion early Summer 2026. This thoughtfully designed modern residence blends clean architectural lines with warm natural textures, offering a refined yet comfortable lake-lifestyle retreat. The striking exterior showcases a standing-seam metal roof, stone accents, and contemporary siding, creating exceptional curb appeal. Inside, the open-concept floor plan is filled with natural light and features wide-plank flooring, soaring ceilings, and expansive black-framed windows that seamlessly connect indoor and outdoor living. The gourmet kitchen is the heart of the home, featuring a large island with seating, custom cabinetry, built-in stainless steel appliances, designer lighting, and a walk-in pantry—perfect for entertaining or everyday living. The living area is anchored by a sleek stone fireplace and flows effortlessly to covered outdoor spaces ideal for relaxing or hosting guests. The primary suite offers a peaceful retreat with serene backyard views, a spa-inspired ensuite bath, and generous closet space. Additional bedrooms and bathrooms are well-appointed with modern finishes and thoughtful layouts. A dedicated dining area, second-story balcony, and covered patio further enhance the home’s versatility and comfort. Located within the gated Cliffs Resort, owners enjoy access to world-class amenities including golf, marina access, pools, tennis, dining, fitness facilities, and security. Whether as a full-time residence or luxury lake getaway, this new construction home delivers exceptional style, quality, and lifestyle at Possum Kingdom Lake. Plans, finishes, and timelines are subject to change. Secure now and enjoy a brand-new lake home in one of PK’s most sought-after communities.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
6/10
Graford SchoolGrades PK-1212.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary/Modern,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Refrigerator
  • Laundry features: Laundry in Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,High Speed Internet,Wired for Sound
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,817 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 16 x 14

Property

Details

  • Parcel number: 13279

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Balcony,Covered,Deck
  • Exterior features: Balcony,Deck
  • Waterbody name: Possum Kingdom
  • Residential vegetation: Cleared

Lot

  • Lot size: 9,757 sqft
  • Features: Interior Lot,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Cold Wave
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$962$11,544
Property Taxes $1,426$17,112
Electricity $309$3,711
Total$9,523$114,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,502/yr
40% on housing$285,690/yr
45% on housing$253,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$479This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$322
Palo Pinto County$295

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Listed for sale$1,350,000

New Construction

AgentLars Hanssen
BrokeragePossum Kingdom Real Estate

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