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2145 Century Oak Dr, Graford, TX, 76449

4beds
6baths
5,373sqft
$1,999,000
$372price/sqft
$14,968/moest. monthly cost
$598,720/yrincome needed

About This Home

One of the finer finished out homes on Century Oak. Designed for the picky buyer. Pay attention to the details. Three story design. Every level has its own uniqueness. The ground floor family gathering room with nice dated wooden bar. Lots of windows to allow the lake life in. As you exit the ground floor to the back covered patio with nice outdoor seating & kitchen area overlooking your private pool & hot tub. Fenced in yard allows you to let your animals roam around freely. Also on the ground floor is a large bunk room with and accommodating bathroom. Two large Bedrooms each having their own private bathrooms. The second floor has your massive master suite. Complete with see thru fireplace, large walk-in closet and a super nice master bathroom. The third floor shows you why you bought at Possum Kingdom Lake. The view is incredible. You have a long covered outdoor balcony. Sit and take in the stress free life. The main living area, dining room and kitchen are located up here as well. The modern open concept allows for everyone to a part of the family group. Nice functioning kitchen, plenty of cabinet space and pantry space. The living area has a wonderful fireplace with a nice stone hearth. The elevator makes carrying groceries or luggage a piece of cake. Each level has a nice sitting area at the staircase area. The Harbor is one of PK's finest subdivision. It is located just before the peninsula and is close to all of PK's commercial establishments. The Harbor has two pools, sports courts, spa, playground, putting green (don't bet against me) and a nice Sunday Chapel for the family to attend. The Harbor is family first and family friendly. Lake time and lake memories that will last a lifetime. Kids that grow up at the lake are your better adults in life. The furnishings may be purchased separately.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Graford SchoolGrades PK-1211.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Ice Maker,Microwave,Range,Refrigerator,Some Commercial Grade,Tankless Water Heater,Vented Exhaust Fan

Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Features: En Suite Bathroom
  • Level: First
  • Dimensions: 20 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 32 x 20

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room,Primary Bedroom,Propane,Raised Hearth,See Through
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,373 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Kitchen Island,Pantry,Stone Counters
  • Level: Third
  • Dimensions: 16 x 14

Living Room

  • Features: Fireplace
  • Level: Third
  • Dimensions: 23 x 20

Master Bedroom

  • Features: Closet Cabinetry,Cedar Closet(s),Dual Sinks,Double Vanity,Fireplace,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower,Walk-In Closet(s)
  • Level: Second
  • Dimensions: 22 x 18

Utility Room

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 13 x 7

Property

Details

  • Parcel number: 562194

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Gunite,In Ground,Pool,Community
  • Patio & porch: Covered
  • Exterior features: Outdoor Grill,Outdoor Living Area,Private Yard
  • Fencing: Wrought Iron
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterbody name: Possum Kingdom

Lot

  • Lot size: 8,145 sqft
  • Features: Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Garage Faces Front,Garage,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,108$121,296
Home Insurance *$1,424$17,088
Property Taxes $2,847$34,164
Electricity $589$7,079
Total$14,968$179,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$513,188/yr
40% on housing$449,040/yr
45% on housing$399,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$372This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$326
Palo Pinto County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$1,999,000
2025-02-14Listed for sale$2,200,000
2023-12-02Listing removed--
2023-01-03Listed for sale$2,250,000

For Sale by Agent

AgentMichael Powell
BrokerageMike Powell Real Estate

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