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2141 Century Oak Dr, Graford, TX, 76449

5beds
7baths
4,617sqft
$1,749,000
$379price/sqft
$13,086/moest. monthly cost
$523,440/yrincome needed

About This Home

Experience the best of lake living in this exceptional home located in the highly sought-after Harbor community. Perfectly positioned to capture stunning lake views, this fully furnished residence offers a seamless blend of luxury, comfort, and convenience. Designed with both entertaining and relaxation in mind, the home features **5 spacious bedrooms—each with its own private en suite—**including multiple primary suites, ideal for hosting family and guests. Two expansive living areas provide plenty of space to gather, unwind, and enjoy the lake lifestyle. Step outside to your private backyard retreat complete with a spool, perfect for cooling off after a day on the water while taking in the breathtaking views. Offered fully furnished, this home is truly turnkey and ready for immediate enjoyment. Located just a short walk from the marina, you’ll have effortless access to boating, dining, and everything the Harbor has to offer. Whether you're searching for a full-time residence, or a weekend escape, this property checks every box.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Graford SchoolGrades PK-1211.9 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Ice Maker,Microwave,Plumbed For Gas,Refrigerator,Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Dumbwaiter,Eat-in Kitchen,Elevator,Granite Counters,High Speed Internet,Multiple Master Suites,Open Floorplan,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 4,617 sqft

Living Room

  • Level: Third
  • Dimensions: 0 x 0

Master Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 562195

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Above Ground,Gunite,Pool,Pool/Spa Combo,Waterfall,Community
  • Patio & porch: Patio,Balcony,Covered,Deck
  • Exterior features: Balcony,Deck,Outdoor Grill
  • Spa features: Community
  • Fencing: Metal
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront
  • Waterbody name: Possum Kingdom

Lot

  • Lot size: 7,753 sqft
  • Features: Waterfront

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,843$106,116
Home Insurance *$1,246$14,952
Property Taxes $2,491$29,892
Electricity $506$6,083
Total$13,086$157,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$448,662/yr
40% on housing$392,580/yr
45% on housing$348,960/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$379This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$326
Palo Pinto County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$1,795,000
2017-12-09Sold--

For Sale by Agent

AgentMichael Avidon
BrokerageCentury 21 Mike Bowman, Inc.

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