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2037 Harris Dr, Graford, TX, 76449

2beds
1baths
1,208sqft
$790,000
$654price/sqft
$5,682/moest. monthly cost
$227,280/yrincome needed

About This Home

Sandy Beaches, gorgeous views, This lakefront property is one of the best locations on the lake. Friendly access to over 100' shoreline of sandy beach make it a great place for swing or water games. The covered deck is perfect for watching the kids play or the gorgeous views while enjoying a cold drink. The cabin is spacious with the kitchen and living room having an open concept, only one bedroom but there is room for another bedroom or two. Boat-Fishing dock plus a boat ram.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Graford SchoolGrades PK-1214.1 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cable TV
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,208 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 23 x 10

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 22301

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Beach Front,Lake Front

Lot

  • Lot size: 0.82 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,994$47,928
Home Insurance *$562$6,744
Property Taxes $888$10,656
Electricity $238$2,859
Total$5,682$68,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,811/yr
40% on housing$170,460/yr
45% on housing$151,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$654This listing

vs Other Active Listings

Avg $/sqft

ZIP 76449$326
Palo Pinto County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 76449$344
Palo Pinto County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$790,000
2025-10-30Listing removed$785,000
2025-06-16Price change$785,000
2025-05-22Price change$799,000
2025-04-15Listed for sale$820,000
2024-09-30Listing removed$830,000
2024-05-30Price change$830,000
2024-05-15Price change$860,000
2024-04-19Price change$865,000
2024-03-25Price change$875,000
2024-03-18Price change$900,000
2024-02-07Listed for sale$950,000
2023-12-01Listing removed--
2023-11-17Price change$850,000
2023-07-27Price change$900,000
2023-06-15Price change$990,000
2023-02-14Listed for sale$1,090,000
2022-12-30Listing removed$1,090,000
2022-09-29Price change$1,090,000
2022-08-15Listed for sale$1,190,000

For Sale by Agent

AgentMichael Lee
BrokeragePremier Properties

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