4513 Chapel Rd, Graham, TX, 76450
About This Home
Discover an exceptional waterfront retreat designed for both relaxation and unforgettable entertaining. This stunning 2 bed, 2 bath home sits on the highly sought after west side, offering breathtaking water views and unmatched amenities for lake living at its finest. The home features spacious low maintenance layout, highlighted by an oversized guest suite, large enough to accommodate up to 8 guests, with space for 3 king size beds and a bunk bed. With minimal effort, the expansive room can be converted into 2 separate bedrooms, providing flexible living options for family and visitors. Step outside and experience true waterfront luxury. The property boasts of a private boat ramp and a convenient trolley system, making launching and storing your boat or wave runner effortless. A standout feature is the impressive crappie house, which is grandfathered in, complete with an upper deck and slide for fulfilled days on the water. Positioned over approximately 20 ft of water at the end of the crappie house, offers excellent fishing opportunities year round. In addition, the property includes a massive three-bay shop, ideal for storing boats, equipment and all your lake toys. Whether you're looking for a full-time residence, weekend getaway or income producing property, this one of a kind waterfront home delivers space, functionality and endless recreation in a truly unbeatable setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Disposal,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Open Floorplan,Paneling/Wainscoting,Wired for Sound
- Flooring: Carpet,Other
Interior Area
- Total interior livable area: 1,448 sqft
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Level: First
- Dimensions: 1 x 1
Other
- Features: Built-in Features,Separate Shower
- Level: First
- Dimensions: 1 x 1
Other
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: 23029
- Exclusions: All furniture,watercraft,personal items and accessories
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Awning(s),Covered
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Boat Dock/Slip,Lake Front,Waterfront
- Waterbody name: Palo Pinto
Lot
- Lot size: 0.74 Acres
- Features: Waterfront
Parking
- Total spaces: 4
- Parking features: Attached Carport,Additional Parking,Boat,Covered,Carport,Deeded,Driveway,Outside
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Drought
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,545 | $54,540 |
| Home Insurance * | $1,116 | $13,392 |
| Property Taxes | $1,011 | $12,132 |
| Electricity | $238 | $2,859 |
| Total | $6,910 | $82,920 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $1,150,000 |
For Sale by Agent
View on Zillow