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97 County Road 2640, Mount Pleasant, TX, 75455

1beds
1baths
1,890sqft
$415,000
$220price/sqft
$2,917/moest. monthly cost
$116,680/yrincome needed

About This Home

Quiet country living at its finest! Move in ready 1 bedroom 1 bath metal barndominium situated on 21.67 acres with road frontage on two sides! Boasting approx. 1890 SF with an open concept living & dining area with vaulted ceilings! Plus an upstairs spacious loft approx. 650 SF that could easily be made into extra bedroom or an office area. The property is fully fenced with a barn & small pond ready for your horses or livestock with 10 acres of improved pasture land that has been used to cut hay or perfect to let your livestock graze, the additional 11 acres of timber are home to wildlife ideal for hunting. Located close to Lake Bob Sandlin & Cypress Lake for fishing or water sports, two nearby wineries, and only less than 2 hours away from major cities such as Dallas, Texarkana, and Shreveport. Come see the endless enjoyment of this home with quite surroundings and friendly neighborhood. Not a "drive-by".

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Electric Water Heater

Bathroom

  • Features: Shower Only

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Living Combo

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Concrete,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 104212
  • Special condition: None

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Exterior features: Gutter(s)
  • Fencing: Cross Fenced,Barbed Wire
  • Waterfront features: Pond
  • Topography of land: Level
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 21.68 Acres
  • Features: Wooded,Rectangular Lot,Pasture

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$357$4,284
Property Taxes $224$2,688
Electricity $238$2,859
Total$2,917$35,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,011/yr
40% on housing$87,510/yr
45% on housing$77,786/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 75455$179
Titus County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 75455$141
Titus County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$415,000
2026-03-18Listed for sale$425,000
2018-08-13Sold--
2018-04-24Listing removed$235,200
2018-04-13Listed for sale$235,200

For Sale by Agent

AgentSuzie Castillo
BrokerageCastillo Realty

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