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2431 N Jefferson Ave, Mount Pleasant, TX, 75455

4beds
2baths
1,951sqft
$249,000
$128price/sqft
$1,748/moest. monthly cost
$69,920/yrincome needed

About This Home

Looking for a great location with infinite possibilities, or maybe a country feel with the convenience of city living? Don’t miss out on this gem in the heart of Mount Pleasant! This 4.85-acre property is located near lakes, a golf course, sports complex, medical offices, hospital, restaurants & stores. This property boasts almost 700 feet of road frontage, neighbors city owned property possessing the Old City Lake and is walking distance to the New City/Town Lake. Part of the property has been mulched and contains trees offering abundant shade. While a portion of the property includes a brick house offering approximately 1951 square feet with 2 living areas, spacious kitchen/dining area, 4 bedrooms, 2 bathrooms, a cozy front porch, storage building and carport. Roof was replaced in March 2022; New aerobic septic system installed Aug. 2024. This property offers endless possibilities and has a convenient location! Don’t wait – view this property now! Sold As-Is.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Slab,Pillar/Post/Pier,Combination
  • Roof: Composition,Aluminum/Metal
  • Construction materials: Brick and Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other/See Remarks,Gas Water Heater

Bathroom

  • Features: Shower/Tub,Vinyl Tile,Bar

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Paneling,Ceiling Fan(s)
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric,Window Unit(s)

Interior Area

  • Total structure area: 1,951
  • Total interior livable area: 1,951 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Parcel number: 4471
  • Special condition: Other/See Remarks,As-Is Condition @ Closing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Partial,Chain Link

Lot

  • Lot size: 4.85 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$214$2,568
Property Taxes $37$444
Electricity $238$2,859
Total$1,748$20,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,931/yr
40% on housing$52,440/yr
45% on housing$46,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.2%
7.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 75455$181
Titus County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 75455$141
Titus County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$259,000
2026-03-17Listed for sale$269,000
2026-03-16Listing removed$279,000
2026-01-04Price change$279,000
2025-11-06Price change$289,000
2025-09-15Listed for sale$299,000
2025-09-15Listing removed$349,900
2025-07-15Price change$349,900
2025-06-02Price change$379,900
2025-03-10Listed for sale$399,000
2025-03-07Listing removed$399,000
2024-11-19Price change$399,000
2024-09-17Listed for sale$425,000

For Sale by Agent

AgentMaranda Martin
BrokerageCastillo Realty

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