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1551 Lower Tonk Valley Rd, Graham, TX, 76450

4beds
6baths
6,602sqft
$2,595,000
$393price/sqft
$21,829/moest. monthly cost
$873,160/yrincome needed

About This Home

Nestled along the fertile banks of the Brazos River Valley, Tonk Valley Ranch is a remarkable legacy property that blends natural beauty with the functionality of a working ranch. Carefully stewarded since the early 1990s, this expansive holding showcases rolling native grasslands dotted with magnificent mature live oaks, creating a timeless North Texas landscape. Positioned atop the highest point in the southwest corner, the main residence offers sweeping views of the surrounding countryside and a peaceful sense of seclusion. Designed for cattle operations, the ranch is well equipped with high-quality cross-fencing and abundant surface water. Three well-placed ponds provide reliable runoff capture, including a one-acre lake at full capacity. Beyond its agricultural strengths, Tonk Valley Ranch offers exceptional recreational appeal due to its close proximity to the Brazos River Authority land. With direct access to the river, this property stands out as a versatile investment, equally suited for ranching, recreation, or a private retreat. Tonk Valley Ranch is a true multi-use property, offering both productivity and natural beauty in one exceptional package. A beautifully renovated stone-and-brick ranch-style home offers abundant living space, including a private guest house/game room connected by a charming breezeway. The open-concept layout of the main residence features three living areas, four bedrooms, and four-and-a-half bathrooms. A grand foyer leads into the main living, dining, and a fully updated kitchen with quartz countertops, a large island, new electric appliances, and custom cabinetry; perfect for everyday living and entertaining. Two living areas include wood-burning fireplaces for added warmth and character. Remodeled in 2024, the home features engineered hardwood flooring, updated tile bathrooms, and upgrades throughout, including new lighting, windows, doors, and paint. A spacious mudroom adds storage, new cabinetry, and a washer and dryer. No detail was overlooked in the transformation of Tonk Valley Ranch. Meticulously maintained and thoughtfully upgraded, this exceptional property is truly turnkey and ready to be enjoyed. -- HOME -- Main House ~ Renovated in 2024; 6,602 sq/ft; 4 bdr/4.5 bth Parking ~ Three-car carport, storage under carport Primary Bedroom ~ Large bathroom, three walk-in closets, steam shower, soaking tub, glass shower Secondary Bedrooms ~ In-suite bathrooms, quartz counters Main Living Area ~ Open concept with kitchen and dining area, rock fireplace Kitchen ~ Large quartz island, all quartz countertops, custom cabinets, stainless steel appliances Secondary Living Area ~ Entertaining room with a wet bar, brick fireplace House ~ Central air with a heat pump, new insulation, doors, and windows throughout, professionally cleaned ductwork Driveway ~ Resurfaced asphalt driveway, valued at $73,000 Roof ~ New gutters and downspouts Yard ~ Pipe-fenced yard, newly seeded with an irrigation system -- River -- BRA River Access ~ 1765 feet BRA Land ~ 35 acres Terrain ~ 30 ft of rolling elevation, fertile soil Cover ~ 30% wooded, large pecan trees, oak, willow, and cottonwood -- IMPROVEMENTS -- Utilities ~ Fort Belknap Electric meter, Fort Belknap WSC water meter Road System ~ Dirt ATV roads throughout, good road system throughout Fencing ~ Good to great exterior fencing, cross-fencing in good shape Barn ~ 1,400 sqft, concrete slab, horse stalls, old water hookups Other Improvements ~ Set of cattle pens, covered equipment shed, and loafing shed -- WATER, COVER & TERRAIN -- Surface Water ~ Three ponds, two that hold water well, access to the Brazos River Water ~ Decent underground water in the area Tree Cover ~ Very little tree cover, large mature live oaks Underbrush ~ Minimal underbrush Native Grasses ~ 100% improved or native grass Grazing ~ Currently under AG exemption by the owner Elevation ~ 40 ft, rolling terrain -- HUNTING & RECREATION -- Wildlife ~ Whitetail Deer, Rio-Grande Turkey, duck, dove, hogs, varmint Hunting ~ No current hunting lease Land ~ Improved grassland with scattered live oak trees Native Grasses ~ Thick grasses, excellent bedding -- MINERALS & WIND -- Mineral Rights ~ No minerals available O&G Production ~ No active oil and gas production Wind Rights ~ 100% wind rights convey Wind Production ~ No wind farm in the area -- ACCESS & DISTANCES -- Road Frontage ~ Upper Tonk Valley Road - 2,050 ft Nearby Towns ~ 4.75 mi south of Graham Major Cities ~ 60 mi S of Wichita Falls, 90 mi NW of Fort Worth Airports ~ 8 mi SW of Graham Municipal, 100 mi NW of DFW airport AGENT COMMENTS: Tonk Valley Ranch is an updated, move-in-ready estate and one of the nicest cattle ranches one will find. Brazos River Authority acreage adds to the ranch's mystique and offers excellent opportunities to hunt and fish, or just to explore the Brazos River Valley. Listing Agent:

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
Graham High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1982

Materials

  • Roof: Asphalt
  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch Rambler
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 6,602
  • Total interior livable area: 6,602 sqft

Property

Details

  • Parcel number: 4522

Lot

  • Lot size: 150.29 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Inland Flooding
Strong Wind
Tornado
Wildfire
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,121$157,452
Home Insurance *$6,038$72,456
Property Taxes $1,946$23,352
Electricity $724$8,699
Total$21,829$261,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$748,422/yr
40% on housing$654,870/yr
45% on housing$582,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.4%
-5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 76450$260
Young County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 76450
Young County$78

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-21Listed for sale$2,875,000
2025-09-05Listing removed$3,495,000
2025-05-15Listed for sale$3,495,000

For Sale by Agent

AgentHeath Kramer
BrokerageCampbell Farm & Ranch

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