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9360 W Fm 515, Alba, TX, 75410

7beds
8baths
7,497sqft
$3,500,000
$467price/sqft
$21,974/moest. monthly cost
$878,960/yrincome needed

About This Home

Very few waterfront homes on Lake Fork can boast about the views like this one! Originally this home functioned as a single-family residence with some offices at one end that housed a real estate company during the early infancy of what is now world-famous Lake Fork. When the current owners moved in, they remodeled and converted living areas and offices into bedrooms creating the very popular lodge named the Bass-n-Breakfast. After many successful years and life changes it is time to morph back into a great single-family waterfront home. With simple modifications you’ll have 3 to 4 bedrooms with plenty of space for a game room, media room, and a great room. And of course, there is still the cozy 2-bedroom master suite with full gourmet kitchen, fireplace, and outdoor kitchen that grants extra privacy. Outside? Loads of parking for everyone, 5 covered boat slips, a boat launch, and outdoor fireplace. The challenge will be…what do we do next! All the toys you’ll have to enjoy Lake Fork will be secure in the 40’ x 80’ metal building. You’ll never see a neighbor while relaxing shoreside on this magnificent property…come see what a distinctive and incomparable home this could be for you and your family! With over 750’ of waterfront and even larger views, this wonderful, gated family compound has everything for large extended families and plenty of friends.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
7/10
Alba-Golden High SchoolGrades 6-129.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Other/See Remarks
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater

Bathroom

  • Features: Shower Only

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Paneling
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 7,497
  • Total interior livable area: 7,497 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 000000114906
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Barbecue
  • Has spa: Yes
  • Spa features: Indoor
  • Fencing: Other/See Remarks
  • On waterfront: Yes
  • Waterfront features: Waterfront
  • Waterbody name: Lake Fork

Lot

  • Lot size: 0.97 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$2,691$32,292
Property Taxes $763$9,156
Electricity $823$9,878
Total$21,974$263,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$753,394/yr
40% on housing$659,220/yr
45% on housing$585,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 75410$128
Wood County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 75410
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-28Listed for sale$3,500,000
2021-01-14Listing removed--
2019-07-10Listed for sale$1,695,000

For Sale by Agent

AgentPaul Tibbets
BrokerageSignature Properties, LLC-Lake Fork

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