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2337 County Road 3440, Hawkins, TX, 75765

2beds
3baths
1,908sqft
$425,000
$223price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

Tucked away in the peaceful setting of Lake Hawkins, this property offers a rare opportunity to enjoy true East Texas charm with endless potential. Positioned in the only swimming cove on the lake and just steps from Taste of Italy, the location alone sets this property apart—perfect for those who want both relaxation and a touch of local charm right at their doorstep. The home features a spacious 2-bedroom layout with a unique two-story loft complete with bunk beds and room for many more—ideal for hosting family, guests, or creating a fun retreat-style sleeping space. With 2 full baths and 1 half bath, there’s plenty of flexibility and comfort for gatherings or weekend getaways. Surrounded by mature trees and the natural beauty of the area, the property offers a quiet escape from the city while still being an easy drive from the Dallas metroplex. The expansive outdoor space invites you to relax, entertain, and fully embrace lake life. The home does need some TLC, making it a great opportunity for buyers looking to personalize, invest, or create their own lakefront escape in a highly desirable setting. Whether you’re envisioning a weekend retreat, short-term rental, or a place to make your own, this property delivers on location, character, and potential.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
Hawkins Elementary SchoolGrades PK-53.9 mi
5/10
Hawkins High SchoolGrades 6-123.9 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,908 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R26071
  • Exclusions: TBD

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Beach Access,Lake Front
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.32 Acres
  • Features: Acreage,Retaining Wall

Parking

  • Parking features: Asphalt,Outside

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$331$3,972
Property Taxes $484$5,808
Electricity $238$2,859
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 75765$113
Wood County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 75765
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$445,000

For Sale by Agent

AgentAmy Davis
BrokerageKeller Williams Realty Allen

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