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210 W Elm St, Winnsboro, TX, 75494

5beds
4baths
4,411sqft
$494,000
$112price/sqft
$3,625/moest. monthly cost
$145,000/yrincome needed

About This Home

A rare opportunity to own a piece of history, this stunning 1913 home blends timeless character with endless potential! Rich in history and a focal point near downtown Winnsboro, this extraordinary 5-bed, 3.5-bath home spans 4,411 sq ft and offers a rare blend of historic elegance and modern updates. Two separate covered front porches each have their own entrance. Step inside the vestibule and into the rotunda to be captivated by the original Longleaf Pine floors, original grand mahogany pillars, and intricate staircase. The character of this home shines through with three original glass double doors, original light fixtures, functioning transom windows, and impressive 12-foot pressed tin ceilings. The main level features the primary suite with an oversized walk-in closet and a guest bedroom with an ensuite bath, both with fireplaces. Upstairs, you’ll find three additional bedrooms and a fully remodeled bath with a clawfoot tub. Two of the upstairs guest rooms have walk-out balconies, and one showcases beautiful original shiplap from top to bottom. This home has been thoughtfully upgraded for modern comfort, featuring a tankless water heater, foam insulation, a completely updated plumbing system from the house to the street, and upgraded electrical panels relocated to the basement. A 50-year shingle roof was installed in 2017, along with a sprinkler system and paid-off solar panels for energy efficiency. Additional highlights include zoned HVAC with four units, two spacious attics with floored storage space, and a basement with exterior access. Outside, enjoy the huge, fenced yard, mature trees, and a spacious covered patio with an outdoor kitchen and gas fireplace. There is a large recreation room complete with a bar, in addition to the carriage house that is two-cars deep. This is a one-of-a-kind opportunity to own a piece of history—updated for modern living!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
6/10
Winnsboro High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1913

Materials

  • Foundation: Pillar/Post/Pier,Basement
  • Roof: Composition
  • Construction materials: Brick and Wood,Attic/Crawl Hatchway(s) Insulated

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Gas,Range/Oven-Electric,Microwave,Tankless Electric Water Heater

Basement

  • Has basement: Yes

Bathroom

  • Features: Shower Only,Shower and Tub,Walk-In Closet(s)

Bedroom1

  • Area: 256

Bedroom2

  • Area: 256

Bedroom3

  • Area: 209

Bedroom4

  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining
  • Area: 288

Family Room

  • Area: 256

Features

  • Ceiling Fan(s),Other/See Remarks,Vaulted Ceiling(s)
  • Flooring: Wood,Tile
  • Fireplace features: Two or More,Gas Only,Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Gas,Fireplace(s)
  • Cooling features: Central Electric,Zoned-3 or more,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,411
  • Total interior livable area: 4,411 sqft

Kitchen

  • Area: 240

Living Room

  • Area: 256

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 000000039287
  • Special condition: None
  • Other equipment: TV Antenna

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck Covered,Porch
  • Fencing: Wood

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot
  • Lot size dimensions: 160 x 150

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$416$4,992
Property Taxes $228$2,736
Electricity $484$5,812
Total$3,625$43,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,285/yr
40% on housing$108,750/yr
45% on housing$96,666/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$365
Wood County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$495,000
2026-03-10Listing removed$500,000
2026-02-12Price change$500,000
2026-01-29Price change$525,000
2026-01-23Price change$524,900
2026-01-15Price change$525,000
2026-01-08Price change$524,900
2025-12-31Price change$525,000
2025-12-18Price change$524,900
2025-12-11Price change$525,000
2025-12-04Price change$524,900
2025-11-20Price change$525,000
2025-11-06Price change$524,900
2025-10-30Price change$525,000
2025-10-24Price change$524,900
2025-10-02Listed for sale$525,000
2025-09-24Listing removed$579,000
2025-09-18Price change$579,100
2025-09-11Price change$579,000
2025-09-04Price change$579,100
2025-08-28Price change$579,000
2025-08-21Price change$579,100
2025-08-14Price change$579,000
2025-08-07Price change$579,100
2025-08-01Listed for sale$579,000
2006-02-28Sold--

For Sale by Agent

AgentAmy Downs
BrokerageDHS Realty

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