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891 County Road 4740, Winnsboro, TX, 75494

4beds
2baths
2,034sqft
$694,500
$341price/sqft
$4,678/moest. monthly cost
$187,120/yrincome needed

About This Home

Country living on 23+ acres in East Texas. This 4BR-2BA home features an open-concept living and kitchen area with custom cabinetry & wood burning stove. Split bedroom floor plan with spacious primary suite & ensuite bath. Large secondary bedrooms, additional full bath, tankless hot water & generator. Ample storage with large laundry room and pantry. Exterior features include a covered front porch overlooking a pond & acreage, plus a covered back porch with ample space for outdoor living. Large covered carport provides room for vehicles, equipment & trailers; corral and storage building. Property includes approximately 23 acres with pond, hay meadow, and partial woods. Located minutes from downtown Winnsboro, with convenient access to Tyler, Longview, and the Dallas-Fort Worth area. Schedule showing to see all this property has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
7/10
6/10
Winnsboro High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Wood /Frame,Alum/Vinyl Siding,Siding,Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Double Oven,Electric Oven,Tankless Gas Water Heater

Bathroom

  • Features: Tub Only,Shower/Tub,Double Lavatory,Walk-In Closet(s),Bar,Linen Closet,Soaking Tub

Bedroom

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom1

  • Area: 180

Bedroom2

  • Area: 110

Bedroom3

  • Area: 121

Bedroom4

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Pantry,Kitchen Island
  • Window features: Blinds
  • Flooring: Carpet,Wood,Laminate,Tile
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric,Wood Stove
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,034
  • Total interior livable area: 2,034 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar
  • Area: 100

Living Room

  • Area: 225

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Parcel number: 000000085044
  • Special condition: None,As-Is Condition @ Closing
  • Other equipment: Satellite Dish
  • Wooded area: 204732

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Fencing: Cross Fenced,Pipe
  • Topography of land: Level
  • Residential vegetation: Native Grasses,Partially Wooded,Mixed Timber

Lot

  • Lot size: 23.50 Acres
  • Features: Soil (Sandy Loam),Soil (Clay),Irregular Lot,Pasture

Parking

  • Parking features: Detached,Golf Cart Garage,Boat,Workshop in Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,511$42,132
Home Insurance *$585$7,020
Property Taxes $344$4,128
Electricity $238$2,859
Total$4,678$56,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,388/yr
40% on housing$140,340/yr
45% on housing$124,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 75494$357
Wood County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 75494
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$694,500
2026-04-13Listed for sale$699,500
2010-12-29Sold--

For Sale by Agent

AgentJohn Beaty
BrokerageUnited Country Cain Agency

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