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542 S Main St, Monticello, AR, 71655

4beds
3baths
2,468sqft
$312,800
$127price/sqft
$2,123/moest. monthly cost
$84,920/yrincome needed

About This Home

This adorable home is everything you’ve been searching for! The charm and character of this property make it incredibly inviting and cozy, giving you the perfect place to call home. From the moment you step inside, you’ll be captivated by the warmth and style. With 4 bedrooms and 2.5 baths, there’s plenty of space for everyone. The large master suite is a true retreat, offering access to a private outdoor deck where you can enjoy your morning coffee or relax in the evening. The newly remodeled bathrooms are sleek and modern, making them a beautiful addition to the home. The kitchen boasts stunning granite countertops and offers an abundance of storage space, perfect for entertaining. Just off the kitchen, the sunroom provides an ideal space to bask in natural light, whether you're reading, relaxing, or enjoying your favorite beverage. For outdoor living, the cute gazebo is perfect for grilling and entertaining friends. Plus, there's a mancave or she-shed, offering the perfect spot for your boat, tractor, or tools. This home truly has everything you need – warmth, space, and a great layout for family It’s easy to see yourself living here, so don’t miss out!

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
4/10
Monticello Middle SchoolGrades 6-81.4 mi
5/10
Monticello High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Dining Room

Features

  • 4 Bedrooms Same Level
  • Flooring: Wood,Tile
  • Fireplace features: Gas Logs Present
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Electric

Interior Area

  • Total structure area: 2,468
  • Total interior livable area: 2,468 sqft

Property

Details

  • Parcel number: 70301349000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Shop

Lot

  • Lot size: 1.25 Acres
  • Features: Not in Subdivision

Parking

  • Parking features: Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Earthquake
Heat Wave
Lightning
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,581$18,972
Home Insurance $229$2,748
Property Taxes $135$1,620
Electricity $178$2,144
Total$2,123$25,476

Income You'd Need if You Spent...

35% on housing$72,788/yr
40% on housing$63,690/yr
45% on housing$56,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 12.6%
12.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 71655$95
Drew County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 71655
Drew County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-05-24Price change$312,800
2025-03-13Listed for sale$338,000
2016-06-24Sold$205,000

For Sale by Agent

AgentHope M Hartness
BrokerageHope & Company Realty

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