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630 Elm Ct, Monticello, AR, 71655

3beds
2baths
1,608sqft
$199,000
$124price/sqft
$1,372/moest. monthly cost
$54,880/yrincome needed

About This Home

Welcome home to this lovely 3-bedroom, 1.5-bathroom classic brick ranch style tucked away in Monticello's desirable Parkwood subdivision! Offering excellent curb appeal, a spacious front yard, and mature shade trees, this home blends timeless charm with modern convenience. Spacious Living & Dining: Updated wood-look flooring and light, airy paint colors create a bright, inviting atmosphere in the main living space. Warm Kitchen: Plenty of cabinetry for storage, stainless steel/black appliances, tile backsplash, gas range cooktop, and a convenient breakfast bar/counter area. Refrigerator stays. Dedicated Laundry Room: Includes wainscoting details and built-in upper cabinets for extra storage. Washer & dryer stay. Outdoor Space: Enjoy a private, pine-shaded backyard complete with a fire pit ring and a large outdoor storage shed/barn with an attached lean-to overhang—perfect for extra equipment or workshop space. Windows replaced within past 10 years. Kitchen remodeled, new AC & office added in 2020. An ideal fit for first-time buyers, downsizers, or anyone looking for a well-maintained home in a quiet community. Schedule your showing today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
4/10
Monticello Middle SchoolGrades 6-82.6 mi
5/10
Monticello High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: 3 Tab Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • 3 Bedrooms Same Level
  • Flooring: Vinyl,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,608
  • Total interior livable area: 1,608 sqft

Property

Details

  • Parcel number: 70302336000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Features: Sloped

Parking

  • Total spaces: 4
  • Parking features: Four Car or More

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Earthquake
Heat Wave
Lightning
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance $146$1,752
Property Taxes $86$1,032
Electricity $134$1,616
Total$1,372$16,464

Income You'd Need if You Spent...

35% on housing$47,040/yr
40% on housing$41,160/yr
45% on housing$36,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 12.6%
12.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 71655$96
Drew County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 71655
Drew County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$199,000
2018-03-19Sold$110,000

For Sale by Agent

AgentJared H McCain
BrokerageCass Martin Realty

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