See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

203 S D St, Fairfield, IA, 52556

2beds
1baths
1,084sqft
$98,500
$91price/sqft
$837/moest. monthly cost
$33,480/yrincome needed

About This Home

Hardwood floors throughout this 2-bedroom / 1-bath home. Enclosed entry steps into the kitchen area with great mudroom space and laundry. Open kitchen with appliances. Separate dining room and adjacent living room. Fantastic enclosed front porch with ample light. Full hallway bath. Two bedrooms on each side with closets. East bedroom has access to the walk-up attic. Full basement for storage & hobbies. Detached garage has a shared wall with the neighbor. Central air. Be sure to consider this nicely laid-out home in your search.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

--
6/10
Fairfield Middle SchoolGrades 5-81.0 mi
3/10
Fairfield High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1922

Materials

  • Roof: Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,084

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,084 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0625452002

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 63' x 66'

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $498$5,976
Home Insurance *$93$1,116
Property Taxes $125$1,500
Electricity $121$1,452
Total$837$10,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,697/yr
40% on housing$25,110/yr
45% on housing$22,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$117
Jefferson County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$110,000
2026-04-17Listing removed$124,900
2025-10-17Listed for sale$124,900
2014-09-04Sold$118,000

For Sale by Agent

AgentTammy Dunbar
BrokerageFairfield Real Estate

Similar Homes