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600 S 5th St, Fairfield, IA, 52556

3beds
1baths
1,130sqft
$259,000
$229price/sqft
$2,001/moest. monthly cost
$80,040/yrincome needed

About This Home

Like buying a new home with classic charm! This 3 bedroom, 1 bath home has been completely gutted to the studs and fully remodeled from top to bottom. Featuring an open-concept layout, the home offers all new electrical, plumbing, AC, roof, siding, flooring, kitchen, bathroom, fixtures, and more. Virtually every surface and system has been updated. All three bedrooms, bathroom, and laundry room are conveniently located on the main floor for easy everyday living. The spacious kitchen opens directly into the large living and dining area, creating a modern and functional floor plan perfect for entertaining or relaxing at home. The full basement is clean, solid, and dry with excellent storage space and potential to be finished into additional living area, family room, workout space, or hobby area. Outside, the property also features a detached 2-car garage. A rare opportunity to own a fully renovated home where all the hard work has already been done! Listing agent is related to the sellers.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Pence Elementary SchoolGrades 2-40.3 mi
7/10
Fairfield Middle SchoolGrades 5-80.6 mi
6/10
Fairfield High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,130

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,130 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0635231005

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 56 x 132

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$246$2,952
Property Taxes $325$3,900
Electricity $121$1,452
Total$2,001$24,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,605/yr
40% on housing$60,030/yr
45% on housing$53,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$113
Jefferson County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Price change$259,000
2026-06-21Price change$279,000
2026-05-19Listed for sale$295,500
2012-07-20Sold$55,000

For Sale by Agent

AgentAngela Haines
BrokerageFairfield Real Estate

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