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908 S 8th St, Fairfield, IA, 52556

5beds
3baths
2,452sqft
$299,999
$122price/sqft
$2,371/moest. monthly cost
$94,840/yrincome needed

About This Home

This spacious contemporary two-story home is one to consider! East-facing and all about location, location, location, this home offers 5 bedrooms, 2.5 baths, and nearly 2,500 finished square feet of comfortable living areas. As you enter, a vaulted ceiling highlights the living and dining areas, complete with a fireplace. These spaces blend naturally with the kitchen — appliances included — and open to a covered back deck overlooking the lawn and mature trees. The main-level primary suite features double closets and a private bath with a jetted tub and separate shower. You’ll also appreciate the convenience of main-level laundry, a half bath, and direct access to the attached two-car garage. Upstairs, a separate layout provides added privacy with 3 bedrooms and a full bath. The walk-out lower level includes built-in bookshelves and a spacious area ideal for movie nights, game nights, or a private office. Additional lower-level space includes the 5th bedroom and walk-out access to the patio. Great parking apron, 1/3 acre lot & a contemporary design.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

4/10
Pence Elementary SchoolGrades 2-40.2 mi
7/10
Fairfield Middle SchoolGrades 5-80.4 mi
6/10
Fairfield High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle,Pitched
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 828
  • Finished area above ground: 1,624

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,452 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0635251029
  • Zoning: Residential-Single Family

Features

  • Levels: Two

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 0.34 Acres m/l

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$285$3,420
Property Taxes $388$4,656
Electricity $182$2,194
Total$2,371$28,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,291/yr
40% on housing$71,130/yr
45% on housing$63,226/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.5%
-6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 52556$115
Jefferson County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 52556$120
Jefferson County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$297,000
2026-06-26Price change$299,999
2026-05-29Listed for sale$305,000
2022-03-31Sold$250,000
2022-01-24Pending sale$259,000
2021-12-17Listed for sale$259,000
2006-12-04Sold$163,000

For Sale by Agent

AgentTammy Dunbar
BrokerageFairfield Real Estate

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