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445 S 4th St, Plattsmouth, NE, 68048

3beds
2baths
1,396sqft
$230,000
$165price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Completely renovated and move-in ready, this beautifully updated home offers modern style, quality finishes, and peace of mind. The bright, open layout features a stunning kitchen with brand-new cabinetry, countertops, stainless steel appliances, and abundant storage. Fresh flooring, paint, lighting, doors, trim, and updated bathrooms create a clean, contemporary feel throughout. Spacious bedrooms, generous closets, and a convenient laundry with a brand-new washer and dryer add to the home's everyday functionality. Enjoy the new front deck overlooking the large yard, perfect for relaxing or entertaining. With every detail thoughtfully updated and all appliances included, this home is truly turnkey and ready for its next owner. Don't miss this exceptional opportunity!

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
3/10
Plattsmouth High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Not New and NOT a Model
  • Year built: 1923

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dishwasher,Dryer,Microwave
  • Laundry features: Luxury Vinyl Plank

Basement

  • Area: 698

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom2

  • Features: Wall/Wall Carpeting, Ceiling Fan(s)
  • Level: Basement
  • Area: 70.56

Bedroom3

  • Level: Basement
  • Area: 111.36

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Pantry
  • Finished area below ground: 698
  • Finished area above ground: 698

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,396
  • Total interior livable area: 1,396 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 145.6

Living Room

  • Features: Wall/Wall Carpeting, Ceiling Fan(s)
  • Level: Main
  • Area: 168

Master Bathroom

  • Features: 3/4

Master Bedroom

  • Features: Wall/Wall Carpeting, Ceiling Fan(s)
  • Level: Main
  • Area: 159.6

Property

Details

  • Parcel number: 130059153

Features

  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 6,098 sqft
  • Features: Up to 1/4 Acre.,City Lot,Subdivided,Sloped,Irregular Lot
  • Lot size dimensions: Irreg

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance $211$2,532
Property Taxes $315$3,780
Electricity $124$1,493
Total$1,813$21,756

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 68048$166
Cass County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 68048$162
Cass County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$225,000
2026-07-24Listed for sale$230,000
2024-05-03Sold$60,000
2024-04-18Pending sale$73,000
2024-03-21Listed for sale$73,000
2002-02-28Sold$36,000

For Sale by Agent

AgentMichael Jones
BrokerageNebraska Realty

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