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27208 J Lane, Ocean Park, WA, 98640

5beds
4baths
2,811sqft
$1,799,000
$640price/sqft
$10,850/moest. monthly cost
$434,000/yrincome needed

About This Home

Kitchen and bathrooms interior design by renowned Italian designer Paolo Giachi , the home reflects Wabi-Sabi style, combining natural simplicity with luxurious imported finishes. Every cabinet, interior door, mirror, fixture, and stone surface was sourced directly from Italy. Soaring ceilings and enormous windows create an inviting atmosphere for coastal living. Entertain or relax on the spacious deck and covered patio with Pacific Ocean views. Your own path leads to the beach, and the property includes space to build a guest house, all tucked away on a quiet, forested lane.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
3/10
Hilltop SchoolGrades 6-812.9 mi
5/10
Ilwaco Sr High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bathroom Three Quarter

  • Level: Second

Bathroom Three Quarter

  • Level: Lower

Bedroom

  • Level: Second

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 3

Dining Room

  • Level: Second

Entry Hall

  • Level: Split

Features

  • Door features: French Doors
  • Flooring: Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Heat Pump,High Efficiency (Unspecified),Recirculation Pump,Electric
  • Cooling features: Heat Pump,High Efficiency (Unspecified)

Interior Area

  • Total structure area: 2,811
  • Total interior livable area: 2,811 sqft

Kitchen With Eating Space

  • Level: Second

Master Bedroom

  • Level: Second

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 12112822228
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Split
  • Patio & porch: Fireplace,French Doors,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Topography of land: Level
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 1.36 Acres
  • Features: Dead End Street,Secluded,Deck,Electric Car Charging

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Tsunami

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$534$6,408
Property Taxes $1,028$12,336
Electricity $192$2,307
Total$10,850$130,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$372,000/yr
40% on housing$325,500/yr
45% on housing$289,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 98640$179
Pacific County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 98640
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Price change$1,799,000
2025-05-19Listed for sale$1,890,000
2025-05-14Listing removed$1,990,000
2025-04-06Price change$1,990,000
2025-03-07Listed for sale$2,100,000
2022-01-10Sold$165,000
2021-10-25Pending sale$185,000

New Construction

AgentStacie Whitfield
BrokerageList4FlatFee.com, LLC

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