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55 Wilson Lane, South Bend, WA, 98586

2beds
1baths
1,344sqft
$580,000
$432price/sqft
$3,690/moest. monthly cost
$147,600/yrincome needed

About This Home

Two-bedroom home situated on 5.54 acres in South Wilson Point. Overlooking beautiful pasture with fruit trees. Home offers a spacious open floor plan with vaulted ceilings. 2336 sq. Ft. 3 bay shop with breezeway attached to the home. Located approximately 10 minutes from downtown South Bend. Great private location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Mike Morris ElementaryGrades K-66.7 mi
5/10
South Bend High SchoolGrades 7-126.7 mi

Construction

Condition

  • Property condition: Good
  • Year built: 2003

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2003

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Refrigerator(s),Water Heater: electric,Water Heater Location: Utility room

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Ductless,Forced Air,Stove/Free Standing,Wall Furnace,Electric
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 13100443041
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Rolling
  • Residential vegetation: Brush,Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 5.54 Acres
  • Features: Deck,Fenced-Partially,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 10
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 4
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Tsunami
Inland Flooding
Landslide

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$216$2,592
Property Taxes $393$4,716
Electricity $149$1,793
Total$3,690$44,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,514/yr
40% on housing$110,700/yr
45% on housing$98,400/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$432This listing

vs Other Active Listings

Avg $/sqft

ZIP 98586$168
Pacific County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 98586
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$580,000
2021-04-21Sold$399,900
2021-03-03Pending sale$399,900
2021-02-22Listed for sale$399,900
2021-02-18Pending sale$399,900
2021-02-17Listed for sale$399,900
2017-08-31Sold$235,500
2008-11-18Sold$218,500

For Sale by Agent

AgentHeidi J. Keller
BrokerageThe Harbor Realty LLC

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