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518 California Avenue, Raymond, WA, 98586

2beds
1baths
1,152sqft
$259,900
$226price/sqft
$1,738/moest. monthly cost
$69,520/yrincome needed

About This Home

This two-bedroom, one-bathroom home in South Bend is freshly painted and boasts new carpet and flooring throughout. The spacious home is situated on a large, level lot near South Bend schools and offers easy access to Highway 101. A detached garage is located in the back of the home with alley access. The property is partially fenced.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Mike Morris ElementaryGrades K-60.3 mi
5/10
South Bend High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Wood Siding,Wood Products

Notable Dates

  • Major remodel year: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater: Electric,Water Heater Location: Closet

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Flooring: Laminate,Vinyl Plank,Carpet

Heating & Cooling

  • Heating features: Baseboard,Forced Air,Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 7115023007
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 8,999 sqft
  • Features: Paved,Cable TV,High Speed Internet
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 5
  • Parking features: Driveway,Detached Garage,Off Street
  • Has garage: Yes
  • Covered spaces: 1
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Coastal Flooding
Earthquake

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$96$1,152
Property Taxes $179$2,148
Electricity $149$1,793
Total$1,738$20,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,588/yr
40% on housing$52,140/yr
45% on housing$46,346/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 98586$198
Pacific County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 98586
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$264,000
2021-12-08Sold$40,000

For Sale by Agent

AgentHeidi J. Keller
BrokerageThe Harbor Realty LLC

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