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31904 I Street, Ocean Park, WA, 98640

3beds
2baths
1,216sqft
$343,000
$282price/sqft
$2,197/moest. monthly cost
$87,880/yrincome needed

About This Home

This cozy new beach home could be waiting for your finishing touches. Quartz countertops. All-wood soft-close cabinets. Touchless kitchen faucet. Walk-in pantry and primary closet. Tiled soaking tub. Hardi siding and trim. Hiking, dog walking, or jog walking, the beach is always ready to show you something new.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
3/10
Hilltop SchoolGrades 6-815.3 mi
5/10
Ilwaco Sr High SchoolGrades 9-1215.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 12.00 x 12.00

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen With Eating Space

  • Level: Main
  • Area: 210
  • Dimensions: 15.00 x 14.00

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17.00 x 15.00

Master Bedroom

  • Level: Main
  • Area: 180
  • Dimensions: 15.00 x 12.00

Property

Details

  • Parcel number: 77006005008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 62.5 x 100 x 62.5 x 100

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Tsunami
Coastal Flooding
Inland Flooding

FEMA Declared Disasters in Pacific County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,734$20,808
Home Insurance *$101$1,212
Property Taxes $213$2,556
Electricity $149$1,793
Total$2,197$26,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,325/yr
40% on housing$65,910/yr
45% on housing$58,586/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 98640$197
Pacific County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 98640
Pacific County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$343,000
2026-06-29Price change$324,000
2026-06-22Price change$329,000
2026-06-14Price change$339,000
2026-06-07Price change$349,000
2026-05-24Price change$365,000
2026-05-12Listed for sale$369,000

New Construction

AgentAnthony Giglio
BrokerageListWithFreedom.com

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