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100 Church STREET, Ontario, WI, 54651

2beds
1baths
750sqft
$114,900
$153price/sqft
$975/moest. monthly cost
$39,000/yrincome needed

About This Home

Affordable home offers cute setting in quiet town. Two bedroom home with nice size kitchen. Full size bathroom on main floor. Laundry. Unfinished basement for storage. Off street parking. Updates include new furnace, updated electrical breaker box, new front deck and stair construction, new water heater, and some new drywall and windows.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Brookwood High SchoolGrades 7-122.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Block,Full,Walk-Out Access,Exposed

Bathroom

  • Features: Tub Only,Shower Over Tub

Bedroom2

  • Level: Main
  • Area: 81

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating

  • Heating features: Propane,Forced Air

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Level: Main
  • Area: 108

Living Room

  • Level: Main
  • Area: 132

Master Bedroom

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 165001800000
  • Zoning: Res

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.71 Acres

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Heat Wave
Landslide
Strong Wind
Tornado
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$52$624
Property Taxes $172$2,064
Electricity $171$2,054
Total$975$11,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,428/yr
40% on housing$29,250/yr
45% on housing$26,000/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 54651$272
Vernon County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 54651
Vernon County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$114,900
2026-06-26Listed for sale$129,900
2022-09-02Sold$46,000
2010-03-17Sold$12,000

For Sale by Agent

AgentMichael Richgels
BrokerageRE/MAX Results

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