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706 Derek LANE, Viroqua, WI, 54665

5beds
5baths
4,362sqft
$849,900
$195price/sqft
$6,806/moest. monthly cost
$272,240/yrincome needed

About This Home

Here is a rare find in Viroqua priced far below the cost to build it! This is an exceptional custom-built 6 bedroom, 4.5 bath home showcasing over 4000sf of outstanding craftsmanship, premium finishes, and thoughtful design throughout. Soaring ceilings, handmade custom cabinetry, Soapstone countertops, a gas fireplace, and laundry on every level provide both elegance and everyday convenience. The finished lower level features a spacious family room with a bar area, perfect for entertaining. Outside, enjoy a maintenance-free deck, expansive patio areas, professionally landscaped 1.43ac fenced yard, swimming pool, and a heated 30x40 shop. Built with quality materials, including durable LP SmartSiding, this remarkable property offers luxury living in a very convenient location close to town!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

7/10
Viroqua Middle SchoolGrades 5-80.3 mi
6/10
Viroqua High SchoolGrades 9-120.3 mi
4/10
Viroqua Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Property condition: 6-10 Years
  • Year built: 2016

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Other,Oven,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Finished,Full,Full Size Windows,Concrete,Radon Mitigation System,Walk-Out Access

Bathroom

  • Features: Shower on Lower

Bedroom2

  • Level: Upper
  • Area: 182

Bedroom3

  • Level: Upper
  • Area: 182

Bedroom4

  • Level: Upper
  • Area: 210

Bedroom5

  • Level: Lower
  • Area: 238

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 182

Family Room

  • Level: Lower
  • Area: 320

Features

  • Central Vacuum,High Speed Internet,Pantry,Walk-In Closet(s),Kitchen Island

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,362
  • Total interior livable area: 4,362 sqft

Kitchen

  • Level: Main
  • Area: 323

Living Room

  • Level: Main
  • Area: 323

Master Bedroom

  • Level: Main
  • Area: 238

Property

Details

  • Parcel number: 286017750030
  • Zoning: G1
  • Exclusions: Sauna,Bar Refrigerator,Hot Tub,Trampoline,Remaining Pool Furniture

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Deck,Patio
  • Fencing: Fenced Yard
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 1.43 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Heated Garage,Attached,4 Car
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$382$4,584
Property Taxes $1,718$20,616
Electricity $409$4,918
Total$6,806$81,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$233,348/yr
40% on housing$204,180/yr
45% on housing$181,493/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 54665$303
Vernon County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 54665
Vernon County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$849,900
2007-08-16Sold$55,000
2007-05-09Sold$40,000

For Sale by Agent

AgentShaynn Davey
BrokerageNew Directions Real Estate

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