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12173 Highway 98, Stephens, AR, 71753

3beds
2baths
1,920sqft
$210,000
$109price/sqft
$1,601/moest. monthly cost
$64,040/yrincome needed

About This Home

3 bedroom, 1.5 bath home located in Village, AR on 7.66 acres

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

--
5/10
Magnolia Jr. High SchoolGrades 6-810.4 mi
5/10
Magnolia High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal
  • Construction materials: Frame,Wood Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm / Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air,Zoned
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,920 sqft

Kitchen

  • Features: Pass-Through,Laminate Counters

Property

Details

  • Parcel number: 000237300000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 7.66 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Hail
Heat Wave
Lightning
Tornado
Drought
Winter Weather

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance $321$3,852
Property Taxes $80$960
Electricity $139$1,668
Total$1,601$19,212

Income You'd Need if You Spent...

35% on housing$54,891/yr
40% on housing$48,030/yr
45% on housing$42,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 71753$100
Columbia County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 71753$75
Columbia County$58

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$210,000
2026-03-27Listed for sale$230,000
2019-01-18Sold$17,000

For Sale by Agent

AgentLana Beams
BrokerageGreg Rich & Associates Real Estate

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