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117 W 31st St, Vancouver, WA, 98660

4beds
2baths
2,894sqft
$729,000
$252price/sqft
$4,625/moest. monthly cost
$185,000/yrincome needed

About This Home

Location, lifestyle, and charm come together in this beautifully maintained Carter Park duplex. Each mirrored unit welcomes you with hardwood floors, graceful archways, built-ins, and classic French multi-pane windows that fill the home with natural light. Spacious living rooms feature charming picture railing and an inviting ambiance that feels instantly like home. The kitchens offer excellent functionality with new refrigerators, abundant storage, and generous counterspace. On the main level, each unit includes a comfortable primary bedroom, freshly remodeled bathrooms, and multiple closets for everyday convenience. The lower level is thoughtfully divided to provide private access for each unit. Both basements include a large bedroom (non-conforming) with walk-in closet, washer/dryer hookups, and additional storage. One side is plumbed for a sink and toilet, while the other side already offers a sink, ideal for future customization. Outside, each unit enjoys its own private backyard with patio space, room for garden beds or storage sheds, and alley access. Both units also include a single-car garage with electricity. Nestled in the highly desirable Carter Park neighborhood, this duplex sits on a quiet street near bus lines, schools, shopping, medical offices, restaurants, grocery stores, and the beloved Carter Park. Opportunities like this—location, versatility, and vintage character—are truly one-of-a-kind in the heart of Vancouver.

Getting Around

82
WalkingVery Walkable
41
TransitSome Transit
83
BikeVery Bikeable

Schools

4/10
2/10
Discovery Middle SchoolGrades 6-80.7 mi
2/10
Hudson's Bay High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer/Dryer,Electric Water Heater,Tank Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,894
  • Total interior livable area: 2,894 sqft

Property

Details

  • Parcel number: 008410000
  • Zoning: R-9

Lot

  • Lot size: 5,227 sqft
  • Features: Level,SqFt 5000 to 6999

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Earthquake
Cold Wave

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$167$2,004
Property Taxes $575$6,900
Electricity $197$2,375
Total$4,625$55,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,571/yr
40% on housing$138,750/yr
45% on housing$123,333/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 98660$243
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98660$332
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$729,000

For Sale by Agent

AgentNathan Cano
BrokerageCano Real Estate LLC

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