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525 Love St NW, Pelham, GA, 31779

3beds
1baths
942sqft
$65,000
$69price/sqft
$647/moest. monthly cost
$25,880/yrincome needed

About This Home

Investment opportunity with acreage inside the city limits! This 3-bedroom, 1-bath home sits on approximately 1.4 acres in Pelham, offering a rare combination of current rental income and valuable land ownership within the city. The property is currently tenant-occupied, providing immediate cash flow, with potential to increase rental income through future rent adjustments. Recent improvements make this a solid addition to an established portfolio or an excellent acquisition for investors looking to grow their rental holdings. With over an acre of land, this property offers possibilities that are difficult to find in town, including added privacy, future improvements, or long-term investment potential. Conveniently located approximately 30 minutes from Thomasville and one hour from Tallahassee, FL, the property provides easy access to regional employment centers, shopping, and amenities. Investors looking to maximize their opportunity should also consider the two additional income-producing properties available from the same seller. This property may be purchased individually or as part of a package portfolio. See Property Listings for 194 Mitchell Street and 216/222 Bowen Street, Pelham GA for more investment opportunities! Whether you're expanding an existing rental portfolio or entering the investment market, this property offers the combination of rental income, land value, and future upside that investors seek.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Pelham Elementary SchoolGrades PK-51.5 mi
5/10
4/10
Pelham High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Oven,Range,Refrigerator

Bedroom2

  • Dimensions: 10x10

Bedroom3

  • Dimensions: 9x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Dimensions: 0x0

Family Room

  • Dimensions: 0x0

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 942
  • Total interior livable area: 942 sqft

Kitchen

  • Dimensions: 10x12

Living Room

  • Dimensions: 14x15

Master Bedroom

  • Dimensions: 11x12

Property

Details

  • Parcel number: P0080151
  • Special condition: Standard

Features

  • Stories: 1
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1.30 Acres
  • Lot size dimensions: 284 x 181 x 294 x 205

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hurricane
Lightning
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$42$504
Property Taxes $58$696
Electricity $219$2,637
Total$647$7,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,182/yr
40% on housing$19,410/yr
45% on housing$17,253/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 31779$84
Mitchell County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 31779
Mitchell County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$65,000
2026-07-26Pending sale$65,000
2026-07-20Contingent$65,000
2026-06-01Listed for sale$65,000
2019-10-07Sold$14,000

For Sale by Agent

AgentBobbie W James
BrokerageC21 Avenues Real Estate Partne

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