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293 N Century Dr, Martin, GA, 30557

5beds
4baths
2,520sqft
$900,000
$357price/sqft
$6,868/moest. monthly cost
$274,720/yrincome needed

About This Home

LAKE FRONT on Lake Hartwell! IMMACULATE & IS WAITING FOR YOU!! Be the first to see this upcoming amazing Newly Built Charming Modern Home on Lake Hartwell in Martin, GA! ICF BUILT HOME! (Insulated Concrete Foam) - 50% to 70% reduction in heating and cooling costs. ICF walls can withstand hurricane-force winds and are highly fire-resistant, often qualifying you for significant homeowner's insurance discounts! Quieter Indoor Living! This beauty is 3 LEVELS of Living - all with private entrances! Set up for three individual AirBnB spaces or one home for Family (plus AirBnB). Level Walk out to the lake. There's no dock. But there are options. The main level features Owner's Suite with an attached Office/Nursery Suite. The SPA RETREAT BATHROOM is something you will want EVERYDAY and is complete with Lighting from Italy, Walk-In Closet and Laundry Room. Open Kitchen, Dining Room and Family Room with a wall of glass overlooking the lake and large covered patio. 3rd Level - Rooftop with Studio Apartment (sleeps up to two guests) Full Bathroom & Kitchenette. Basement is equipped with a FULL KITCHEN, laundry room, full bathroom, bunk bed room and additional secondary bedroom, open kitchen to dining room to basement family room, large bedroom with vanity area with sink. 2 car garage. Property is being sold to include 2 lots, 85 Corvair Drive, Martin GA and 95 Corvair Drive, Martin GA - they are on a paved street with homes so there is easy access to utility hookups should you need to store your recreational vehicles or boat! EXTRAS- It's an ICF structure, 300 mph wind sustainability, termite Proof, bug Proof, airtight so Heating / cooling, etc. produce low bills. Highly energy efficient. Full house generator. Propane gas (buried tank) for cooking, and heating. High-end finishes, two heated towel racks, bidet in the master bathroom, two laundry rooms (primary closet and lower level), granite throughout.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

--
Big A Elementary SchoolGrades PK-K9.0 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: In Basement,Laundry Closet,Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Exterior Entry,Finished,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Double Vanity,In-Law Floorplan,Master On Main Level,Tile Bath,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Other,Tile
  • Number of fireplaces: 3
  • Fireplace features: Basement,Family Room,Gas Starter,Master Bedroom
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,520
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,520
  • Total interior livable area: 2,520 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar,Kitchen Island,Second Kitchen

Property

Details

  • Parcel number: 071E 038

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Screened
  • Exterior features: Other
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: Hartwell
  • Frontage type: Lakefront

Lot

  • Lot size: 9,583 sqft
  • Features: Private

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$603$7,236
Property Taxes $1,471$17,652
Electricity $244$2,938
Total$6,868$82,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$235,474/yr
40% on housing$206,040/yr
45% on housing$183,146/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 30557$161
Stephens County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 30557
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$850,000
2026-07-23Listed for sale$900,000
2020-07-28Sold$25,000

For Sale by Agent

AgentTracy Cousineau
BrokerageTracy Cousineau Real Estate

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