See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

142 Ola St, Toccoa, GA, 30577

2beds
1baths
1,250sqft
$240,000
$192price/sqft
$1,733/moest. monthly cost
$69,320/yrincome needed

About This Home

Location, Location, Location! This charming 4-sided brick ranch is perfectly situated just minutes from schools, shopping, restaurants, and historic downtown Toccoa. Offering approximately 1,250 square feet of comfortable one-level living, this 2-bedroom, 1-bath home is full of character and timeless appeal. Step inside to a spacious living room featuring original hardwood floors, built-in bookshelves, and a cozy fireplace. The separate dining room opens directly to the rear patio, creating the perfect space for entertaining or enjoying your morning coffee. The updated kitchen and bathroom blend modern convenience with the home's classic charm. Outside, you'll find a fenced backyard with plenty of room for pets, gardening, or relaxing. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in-ready home is an excellent value. Priced to sell-don't miss your opportunity to make this Toccoa gem your own!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Toccoa Elementary SchoolGrades 2-41.2 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Brick 4 Side
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Bookcases,Master On Main Level,Tile Bath
  • Window features: Window Treatments
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,250
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,250
  • Total interior livable area: 1,250 sqft

Kitchen

  • Features: Pantry,Solid Surface Counters

Property

Details

  • Parcel number: T36 036

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Residential vegetation: Grassed

Lot

  • Lot size: 0.26 Acres
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$159$1,908
Property Taxes $142$1,704
Electricity $219$2,637
Total$1,733$20,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,417/yr
40% on housing$51,990/yr
45% on housing$46,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$137
Stephens County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$240,000
2022-03-23Sold$194,000
2022-02-13Pending sale$189,900
2022-02-11Listed for sale$189,900
2020-09-08Sold$120,000
2020-08-24Pending sale$119,000
2020-08-20Listed for sale$119,000
2017-08-11Sold$40,000

For Sale by Agent

AgentElizabeth Cheek
BrokerageBHHS Georgia Properties

Similar Homes