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4113 Quinn Cove Rd, Hiawassee, GA, 30546

6beds
3baths
2,300sqft
$410,000
$178price/sqft
$2,729/moest. monthly cost
$109,160/yrincome needed

About This Home

Charming Mountain Retreat in Bald Mountain Park! Looking for privacy and flexible spaces? This multi-level home has it all! With wraparound decks on all three levels, cozy swings, and quiet nooks, there’s room for the entire family to relax and enjoy the mountain setting. Upper Level: 2 bedrooms, 1 full bath, open-plan living/dining with a cozy wood-burning stove, and an updated kitchen with new cabinets and appliances. Main Level: 3 bedrooms, 1 bath, and a convenient kitchenette. Terrace Level: 1 bedroom, 1 full bath, and private entry—ideal for guests or rental use. A shared laundry room is easily accessible to all three floors. The home also features beautiful LVP flooring throughout, a new HVAC system, 2 new water heaters, and a roof approximately 7 years old. Each floor offers a private entrance, allowing you to be together while maintaining plenty of privacy. Whether you’re envisioning a family mountain getaway or an income-producing investment, this property is perfectly suited for both. Enjoy end-of-the-road seclusion with ample parking on the circular driveway, while being just minutes from downtown Hiawassee—close to dining, shopping, local attractions, and endless outdoor adventures. Whether you’re seeking a peaceful primary residence, a weekend retreat, or a short- or long-term rental opportunity, this Bald Mountain Park retreat offers endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Rustic
  • Property subType: Single Family Residence,Residential,Cabin

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,ENERGY STAR Qualified Appliances
  • Laundry features: Common Area,Main Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Daylight,Exterior Entry,Finished,Full,Walk-Out Access

Bedroom

  • Features: Roommate Floor Plan

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Features: Open Concept

Features

  • Walk-In Closet(s),Other
  • Window features: None
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,300
  • Total interior livable area: 2,300 sqft

Kitchen

  • Features: Cabinets Other, Other Surface Counters, Second Kitchen, View to Family Room, Other

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: Roommate Floor Plan
  • Level: Roommate Floor Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0034B250
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Wrap Around
  • Exterior features: Lighting,Private Yard
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 1.40 Acres
  • Features: Back Yard,Cul-De-Sac,Mountain Frontage,Private,Sloped,Wooded

Parking

  • Total spaces: 6
  • Parking features: Driveway,Parking Lot,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$127$1,524
Property Taxes $306$3,672
Electricity $223$2,681
Total$2,729$32,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,565/yr
40% on housing$81,870/yr
45% on housing$72,773/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$224
Towns County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$365,000
2026-04-03Listed for sale$375,000
2026-04-01Listing removed$375,000
2025-10-01Listed for sale$375,000
2024-07-13Listing removed--
2024-07-06Price change$2,299
2024-07-02Price change$2,600
2024-06-06Listed for rent$2,500
2023-09-06Listing removed--
2023-08-21Price change$2,200
2023-08-17Listed for rent$2,600
2023-07-21Listing removed--
2023-06-23Listed for rent$2,600
2022-08-23Sold$245,000
2022-08-09Pending sale$250,000
2022-07-27Listed for sale$250,000
2018-11-01Listing removed$164,900
2018-10-11Price change$164,900
2018-08-23Price change$167,900
2018-07-26Price change$172,900
2018-05-29Price change$174,900
2018-04-17Listed for sale$179,900
2007-01-30Sold$197,400

For Sale by Agent

AgentOlga Druzhinina
BrokerageHomeSmart

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