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2003 Bend Of The Riv, Hiawassee, GA, 30546

9beds
6baths
5,600sqft
$2,900,000
$518price/sqft
$18,277/moest. monthly cost
$731,080/yrincome needed

About This Home

INVESTOR SPECIAL...SHORT TERM RENTAL INCOME OPPORTUNITY...Discover the Ultimate Investment Opportunity in the Heart of the Blue Ridge Mountains! Introducing Your Dream Turnkey Property – Luxury Lakefront Oasis with Wedding Venue Potential! Nestled along the pristine shores of Lake Chatuge, this exquisite short-term rental investment property isn’t just a home; it's a golden opportunity that promises both luxurious living and profitability. 3 acres(land to build another home/cabin) and boasting an impressive 617 feet of lake frontage, this stunning 5,600-square-foot retreat is ready to start generating income from day one! The property is being sold completely furnished allowing for immediate rental income generation ! Unmatched amenities & comfort, designed for unforgettable gatherings, this magnificent property features 9 spacious bedrooms and 6 bathrooms. Comfortably sleeps large groups and multiple families. Two full kitchens and a kitchenette, perfect for culinary adventures and entertaining guests. Multiple family rooms, game room with multiple game tables, large deck with grills, dining area and extensive seating with beautiful mountain and lake view. Enjoy a 20’×50’ heated sports-bottom pool with spillover hot tub, and beautifully landscaped stone waterfall perfect for relaxation in any season. Complete your day by relaxing in the Infrared Sauna. Entertain and play in the extraordinary 3,150 sq. ft. covered entertainment pavilion, complete with a full outdoor kitchen and bar , a pickleball court and dual televisions (100” and 75”) for those epic match days! Multiple outdoor lounging and dining areas for large groups. The outdoor entertainment building is still under construction. The pics show the status currently, side walls and windows to be installed before 12/03/2025. Receiving bids on heating and "garage style doors" ( buyer's may customize if so desired ) And that’s just the beginning! This property comes fully equipped with 2 Luxury tritoon boats, paddle boards, paddle boat, kayaks and a deluxe 6 passenger golf cart for transporting guests around the property. Also, mini putting greens, a life-size chess set for leisure and fun, and sand volleyball court. This remarkable estate has been pre-approved to operate as a WEDDING VENUE pending installation of a commercial-grade septic system for 150 people. With the enchanting scenery, nearby North Georgia tourist attractions, resort-like amenities, and future income potential, this property is poised to serve as a highly sought after wedding venue adding yet another layer of income potential. Holding over 150 five-star reviews on Airbnb and VRBO, this property is not just a place to stay; it's an extraordinary experience that your guests will rave about. With established future bookings, your investment is poised for immediate returns! Seize This Rare Opportunity! Don't miss your chance to own one of North Georgia’s premier income-producing properties. Whether you seek a lucrative rental investment or dream of running a charming wedding venue, this property holds exceptional potential and promises an outstanding lifestyle amidst nature’s beauty. Do your due diligence and view other properties on VRBO and Airbnb at Lake Chatuge, just homes ! May have a pool but not the amenities that you have on this property! Your guest don't have to leave the property to have fun! AND......we are thrilled to offer a unique financing option to acquire this incredible turnkey investment property by offering the opportunity to skip the traditional bank process and strict lending requirements by offering OWNER FINANCING. Take advantage of custom terms, easier qualification, faster closing, tax and investment advantages by choosing this option. Step in and start earning on day 1 ! Contact today for a private showing and start envisioning your future at Lake Chatuge! Proof of funds required prior to showings or offer submission. PLEASE review the 3D Tour and the VRBO listing link below

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Rustic
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Range,Microwave,Range Hood,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Washer
  • Laundry features: In Kitchen,Main Level

Basement

  • Basement: None

Bedroom

  • Features: In-Law Floorplan, Master on Main, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 6
  • Full bathrooms: 6
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Cathedral Ceiling(s),Entrance Foyer,High Speed Internet,Sauna,Sound System,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Insulated Windows,Window Treatments
  • Flooring: Carpet,Luxury Vinyl,Tile
  • Number of fireplaces: 4
  • Fireplace features: Brick,Family Room,Gas Starter,Great Room,Living Room,Other Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 5,600
  • Total interior livable area: 5,600 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Pantry, Second Kitchen, Stone Counters, View to Family Room, Other

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Features: In-Law Floorplan, Master on Main, Split Bedroom Plan
  • Level: In-Law Floorplan, Master on Main, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Kitchen,Accessible Kitchen Appliances,Accessible Washer/Dryer

Details

  • Parcel number: 0058A067
  • Other equipment: Dehumidifier
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Pool features: Electric Heat,Gas Heat,Heated,In Ground,Pool/Spa Combo,Vinyl
  • Patio & porch: Covered,Deck,Patio,Rear Porch
  • Exterior features: Gas Grill,Lighting,Private Yard,Storage,Deepwater Access Dock,Dock,Dock Permit
  • Has spa: Yes
  • Spa features: Private
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Channel,Lake Front,Waterfront,Lake
  • Waterbody name: Chatuge
  • Frontage length: Waterfrontage Length(617)

Lot

  • Lot size: 3.10 Acres
  • Features: Back Yard,Landscaped,Mountain Frontage,Private,Wooded
  • Lot size dimensions: 187 x 149

Parking

  • Parking features: Deeded,Detached,Driveway,Kitchen Level,RV Access/Parking
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance *$899$10,788
Property Taxes $2,171$26,052
Electricity $544$6,528
Total$18,277$219,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$626,640/yr
40% on housing$548,310/yr
45% on housing$487,386/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$518This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$215
Towns County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$2,900,000
2025-11-30Price change$3,100,000
2025-10-29Listed for sale$3,500,000
2019-05-17Sold$1,100,000
2019-05-10Pending sale$1,250,000
2018-10-31Listed for sale$1,250,000
2018-06-11Listing removed$1,250,000
2018-04-13Listed for sale$1,250,000
2005-10-20Sold$517,000

For Sale by Agent

AgentNancy Holloway
BrokerageJason Mitchell Real Estate of Georgia, LLC

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