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4225 Riverbank Run, Hiawassee, GA, 30546

1beds
1baths
--sqft
$135,000
--price/sqft
$1,043/moest. monthly cost
$41,720/yrincome needed

About This Home

Charming Setting With Direct Pond & Mountain Views Nestled In The Enchanted Valley RV Resort. Discover peaceful living in this well-maintained 2003 model Coachmen Somerset Dreamcatcher Fifth-Wheel RV, featuring 1 bedroom and 1 bathroom. The RV has a kitchen, eat in dining area, living room, desk space and a full bathroom that connects to the bedroom. Complete with a roof-over and covered front porch. Perfect for relaxing while enjoying the tranquil views of the pond. This property is ideal for full-time living, weekend getaways, or a peaceful vacation retreat. The Enchanted Valley RV Resort offers the following community amenities, stocked pond access for catch and release fishing, river access, swimming pool, pavilion with a kitchen and shuffleboard. Plus a playground area for added outdoor fun. You'll have everything you need for recreation and relaxation right at your fingertips. Located just minutes to Downtown Hiawassee and Lake Chatuge!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Roof: Metal,See Remarks
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave
  • Laundry features: Laundry Closet,See Remarks

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Eat-in Kitchen,High Speed Internet
  • Flooring: Vinyl
  • Fireplace features: Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0060A114

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Front Porch
  • Exterior features: Storage,RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Year Round,Pond
  • On waterfront: Yes
  • Waterfront features: Small Lake/Pond
  • Frontage type: Road,Small Lake/Pond
  • Topography of land: Level,Flood Plain

Parking

  • Parking features: Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$41$492
Property Taxes $101$1,212
Electricity $219$2,637
Total$1,043$12,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,760/yr
40% on housing$31,290/yr
45% on housing$27,813/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$228
Towns County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-25Price change$135,000
2025-08-28Listed for sale$139,900
2005-10-13Sold$15,000

For Sale by Agent

AgentThe Lloyd Team
BrokerageNorth Peaks Realty

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