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20 Eagle Heights Rd, Hiawassee, GA, 30546

3beds
3baths
2,600sqft
$372,000
$143price/sqft
$2,528/moest. monthly cost
$101,120/yrincome needed

About This Home

Looking for a spacious home in a very private setting yet close enough to town? Here it is 3.5 acres of heavily wooded area with majestic mountain views. Hugh master bedroom with fireplace & private covered balcony. Also featuring custom concrete counter tops, fresh paint, waterproof laminate floors. Many large rooms allowing for endless possibilities. Potential for VACATION rental opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
8/10
7/10
Towns County High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,See Remarks
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave
  • Laundry features: Mud Room,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Sheetrock,Entrance Foyer,Eat-in Kitchen
  • Window features: Insulated Windows
  • Flooring: Concrete,Laminate,See Remarks
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 0076 016

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck,Patio,Open
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Mountain(s),Year Round,Trees/Woods
  • Frontage type: Road,None
  • Topography of land: Sloping

Lot

  • Lot size: 3.51 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,881$22,572
Home Insurance *$115$1,380
Property Taxes $280$3,360
Electricity $252$3,031
Total$2,528$30,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,674/yr
40% on housing$75,840/yr
45% on housing$67,413/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.7%
-7.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 30546$226
Towns County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 30546
Towns County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Listed for sale$372,000
2026-05-01Listing removed$375,000
2025-10-13Listed for sale$375,000

For Sale by Agent

AgentBenny Kimsey
BrokerageREMAX Town & Country - Hiawassee

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